States · New Mexico · Valencia County

Peralta, New Mexico.

Typical home $405,386 (+2.0% in a year). Albuquerque, NM metro.

What it costs per month · Peralta $2,128/mo

to buy the typical home at today's mortgage rate — +$1,154 (+118%) since Jan 2020.

What the home itself did
1 year
Up $7,964 +2%
$397,422$405,386 since Sep 2025
5 years
Up $85,468 +27%
$319,918$405,386 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Peralta $2,128 New Mexico $1,658 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Peralta$2,128
  • New Mexico$1,658
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Peralta, NM rose 2.0% over the past year — faster than the nation's +1.2%.

Living in Peralta, Valencia County, New Mexico

Peralta is a town of 3,342 people in Valencia County. Half its households earn more than $73,131 a year and half less, against $58,933 across Valencia County; 5% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Valencia County was 5.5% in August 2026, and the county had 2.4% more jobs in 2025 than the year before. The most people in Valencia County work in schools and health care, then shops.

People 3,342 in the 2020 census
Household income $73,131 the median, give or take $6,958 · Valencia County: $58,933
Unemployment 5.5% Valencia County, August 2026; 4.5% a year before
Homes 83% lived in by their owners; 17% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Peralta is a small town in Valencia County, and most of its homes are lived in by their owners. Household incomes run above the county's, and few residents live below the poverty line. Typical home values are high for the area, and a minority of adults hold a four-year degree. Winters are cold, with chilly days and nights that fall well below freezing, and there is a little snow each year. July is the warmest month, with hot afternoons, and precipitation is light overall.

Work. Residents work mostly in schools, hospitals and social care, followed by shops, professional and business services, and the building trades. Across Valencia County, the largest workplaces include the Los Lunas Schools, Amazon and Walmart. Commutes are fairly long, and only a small share of people work from home. Unemployment across the county is a little higher than it was a year ago, while the number of jobs has edged up.

Things to do. The closest outing is El Cerro Tome Site, an archaeological site a short drive away. A longer drive brings you to Albuquerque, where the Albuquerque Museum and the ABQ BioPark Zoo are among the places to visit. Petroglyph National Monument, an archaeological site, is also a longer drive away.

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  • 1,421households
  • 26%of adults have a degree
  • 5%below the poverty line
  • 32 mintypical commute
  • 7%work from home

What people in Valencia County work in

  • Schools, hospitals and social care24%
  • Shops (retail)11%
  • Professional and business services11%
  • Building trades10%
  • Government9%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. Valencia County had 17,864 jobs in 2025, 2.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 50° and 20°; warmest in July, 93° and 62° 20° 40° 60° 80° 100° J F M A M J J 93° 62° A S O N D 50° 20°
Average daily high and low for each month: coldest in December, 50° and 20°; warmest in July, 93° and 62° 20° 40° 60° 80° 100° J F M A M J J 93° 62° A S O N D 50° 20°

Coldest in December, with highs near 50° and lows near 20°; warmest in July, with highs near 93° and lows near 62°. About 5 inches of snow and 9 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Los Lunas Ssw weather station, 6 miles away (NOAA).

Largest workplaces in Valencia County

  1. Los Lunas SchoolsSchool district990FTE
  2. AmazonGeneral warehousing and storage852
  3. WalmartRefrigerated warehousing and storage801
  4. Belen SchoolsSchool district440FTE
  5. WalmartWarehouse clubs and supercenters340
  6. WalmartWarehouse clubs and supercenters330
  7. Cupertino Electric, Inc. - New Mexico OperationsElectrical contractors228
  8. Arcosa Wind Towers, BelenTanks, heavy gauge metal, manufacturing199

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 4,428 people in all across the county; Peralta has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingVery high
  2. LightningRelatively high
  3. Winter weatherRelatively high
  4. WildfireRelatively moderate
  5. EarthquakesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Peralta’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Valencia County and the Albuquerque, NM metro.

Peralta home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Peralta $405,386 New Mexico $315,812 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Peralta$405,386
  • New Mexico$315,812
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2023 2024 2025 2026 Peralta 11
5 8 10 12 2023 2024 2025 2026
  • Peralta11

Zip codes with a Peralta address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Peralta — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Peralta