States · California · San Mateo County

Pescadero, California.

Typical home $1,103,221 (+1.3% in a year). San Francisco-Oakland-Berkeley, CA metro.

What it costs per month · Pescadero $5,791/mo

to buy the typical home at today's mortgage rate — +$1,668 (+40%) since Jan 2020.

What the home itself did
1 year
Up $13,999 +1%
$1,089,222$1,103,221 since Sep 2025
5 years
Down $284,925 -21%
$1,388,146$1,103,221 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$2,000 $4,000 $6,000 2002 2006 2010 2014 2018 2022 2026 Pescadero $5,791 California $3,997 United States $1,922
$2,000 $4,000 $6,000 2002 2010 2018 2026
  • Pescadero$5,791
  • California$3,997
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Pescadero, CA rose 1.3% over the past year — in step with the nation.

Living in Pescadero, San Mateo County, California

Pescadero, in San Mateo County, had 595 people in the 2020 census. Unemployment in San Mateo County was 4.0% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most people in San Mateo County work in professional services, then schools and health care.

People 595 in the 2020 census
Household income Too few homes in Pescadero for the Census survey to measure.
Unemployment 4.0% San Mateo County, August 2026; 4.3% a year before
Homes Too few homes in Pescadero for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Pescadero is a very small coastal community in San Mateo County, with a population smaller than most towns that carry a name on the map. Homes here are valued well above what is typical across the country, though the county's household incomes are among the higher ones as well. Winters are cool and mild rather than harsh, summers stay moderate, snow is rare, and a fair amount of rain and melted snow falls over the year.

Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Across San Mateo County, some of the largest workplaces are United Continental Holdings at SFO, Genentech in South San Francisco, and Zoox. Unemployment across the county is a little lower than it was a year earlier, though the county has fewer jobs than it did the year before.

Things to do. Bean Hollow State Beach is a beach in or beside town, and Pescadero Creek runs close by as well. A short drive away are Año Nuevo State Park and Butano State Park, both protected areas. For a day out with more of a crowd, Levi's Stadium is a longer drive away.

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What people in San Mateo County work in

  • Professional and business services22%
  • Schools, hospitals and social care21%
  • Shops (retail)8%
  • Restaurants, hotels and entertainment8%
  • Manufacturing8%
  • Banks, insurance and property6%

Employed residents by industry, from the Census survey. San Mateo County had 411,346 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 59° and 40°; warmest in September, 72° and 49° 30° 40° 50° 60° 70° 80° J F M A M J J A S 72° 49° O N D 59° 40°
Average daily high and low for each month: coldest in December, 59° and 40°; warmest in September, 72° and 49° 30° 40° 50° 60° 70° 80° J F M A M J J A S 72° 49° O N D 59° 40°

Coldest in December, with highs near 59° and lows near 40°; warmest in September, with highs near 72° and lows near 49°. About 30 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the San Gregorio Southeast weather station, 5 miles away (NOAA).

Largest workplaces in San Mateo County

  1. United Continental Holdings Inc SFO12,939
  2. Genentech SSFCommercial physical and biological research10,773
  3. ChildCare CareersHelp supply services3,784
  4. ZooxCab services2,476
  5. City & County of San Francisco/Passenger air transportation, scheduled1,821
  6. EquinixLessors of other real estate property; data centers1,794
  7. Alaska AirlinesScheduled air passenger transportation1,654
  8. Mills Peninsula Medical CenterGeneral hospital1,438FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 505 workplaces with 20 or more staff, 104,142 people in all across the county; Pescadero has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesVery high
  2. EarthquakesVery high
  3. Inland floodingVery high
  4. DroughtRelatively high
  5. WildfireRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pescadero’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Mateo County and the San Francisco-Oakland-Berkeley, CA metro.

Pescadero home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$500,000 $1,000,000 $1,500,000 2018 2020 2022 2024 2026 Pescadero $1,103,221 California $761,538 United States $366,157
$500,000 $1,000,000 $1,500,000 2018 2022 2026
  • Pescadero$1,103,221
  • California$761,538
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 8 2026 Pescadero 8
5 6 7 8 2026
  • Pescadero8

Zip codes with a Pescadero address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pescadero — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Pescadero