Phelps, New York.
. Rochester, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Phelps, Ontario County, New York
Phelps is a village of 1,851 people in Ontario County. Half its households earn more than $71,083 a year and half less, against $82,324 across Ontario County. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in Ontario County was 3.6% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Phelps is a village in Ontario County, small enough that people tend to know one another. Most homes are lived in by their owners, and household incomes run below the county's. Winters are cold and snowy, with January the coldest month, while July is the warmest and summers are mild to warm. Precipitation is steady through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by manufacturing and professional and business services. Across Ontario County, some of the largest workplaces are Fredrick Ferris Thompson Hospital, Victor Central School District and Hobart William Smith Colleges. A typical commute is fairly short, and a good number of people work from home.
Things to do. Flint Creek runs in or beside town, and the Seneca River is a short drive away for time by the water. Seneca Lake State Park, also a short drive off, is a protected area on the shore of Seneca Lake. For a longer outing, the George Eastman Museum is a well-known museum of photography and film.
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- 920households
- 27%of adults have a degree
- 20 mintypical commute
- 13%work from home
What residents work in
Employed residents by industry, from the Census survey. Ontario County had 53,686 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 16°; warmest in July, with highs near 79° and lows near 61°. About 57 inches of snow and 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Geneva Rsch Farm weather station, 6 miles away (NOAA).
Largest workplaces in Ontario County
- Fredrick Ferris Thompson HospitalGeneral hospital1,219FTE
- O'Connell Electric CompanyElectrical work1,100
- NY College & University934
- Veterans Health AdministrationFederal government · Department of Veterans Affairs744
- Victor Central School DistrictSchool district727FTE
- Canandaigua City School DistrictSchool district626FTE
- Hobart William Smith CollegesUniversity or college619
- Geneva General HospitalGeneral hospital614FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 130 workplaces with 20 or more staff, 18,646 people in all across the county; Phelps has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), federal offices from OPM's federal workforce data (2026), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
- Strong windRelatively moderate
- Ice stormsRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Phelps’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ontario County and the Rochester, NY metro.
Phelps home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Phelps9
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Phelps address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Phelps — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.