States · Kansas · Phillips County

Phillipsburg, Kansas.

Typical home $111,511 (+7.3% in a year).

What it costs per month · Phillipsburg $585/mo

to buy the typical home at today's mortgage rate — +$349 (+148%) since Jan 2020.

What the home itself did
1 year
Up $7,600 +7%
$103,911$111,511 since Sep 2025
5 years
Up $30,324 +37%
$81,187$111,511 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Phillipsburg $585 Kansas $1,291 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Phillipsburg$585
  • Kansas$1,291
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Phillipsburg, KS rose 7.3% over the past year — faster than the nation's +1.2%.

Living in Phillipsburg, Phillips County, Kansas

Phillipsburg is a city of 2,337 people in Phillips County. Half its households earn more than $60,750 a year and half less, against $62,123 across Phillips County; 14% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Phillips County was 3.9% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 2,337 in the 2020 census; median age 44.3
Household income $60,750 the median, give or take $12,751 · Phillips County: $62,123
Unemployment 3.9% Phillips County, August 2026; 4.0% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Phillipsburg is a small city in north-central Kansas, and its residents skew older than in much of the country. Most homes are lived in by their owners, and typical home values are modest. Incomes run a little below the county's, and a four-year degree is less common among adults here than in many places. Winters are cold, with the coldest weather in January, and some snow falls each year. Summers turn hot by July, and the year brings a fair amount of rain and melted snow.

Work. Many residents work in schools, hospitals and social care, with shops, manufacturing and government also providing jobs. Across Phillips County, the largest workplaces include TAMKO Building Products LLC - Phillipsburg, which makes asphalt shingles, Phillips County Hospital, a critical access hospital, and Phillipsburg Schools. Commutes are short, and unemployment in the county is low and close to where it stood a year earlier. The number of jobs in the county slipped slightly last year.

Things to do. Water and open country are the main draws nearby, all a longer drive away. Kirwin National Wildlife Refuge is a protected area, and Kirwin Reservoir is a reservoir. Harlan County Reservoir is another reservoir, and Nicodemus National Historic Site is a museum for those who like history.

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  • 1,076households
  • 22%of adults have a degree
  • 14%below the poverty line
  • 14 mintypical commute
  • 8%work from home

What residents work in

  • Schools, hospitals and social care29%
  • Shops (retail)12%
  • Manufacturing11%
  • Government10%
  • Other services8%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Phillips County had 2,194 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 16°; warmest in July, 92° and 66° 20° 40° 60° 80° 100° J 40° 16° F M A M J J 92° 66° A S O N D
Average daily high and low for each month: coldest in January, 40° and 16°; warmest in July, 92° and 66° 20° 40° 60° 80° 100° J 40° 16° F M A M J J 92° 66° A S O N D

Coldest in January, with highs near 40° and lows near 16°; warmest in July, with highs near 92° and lows near 66°. About 17 inches of snow and 26 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Phillipsburg #2 weather station, under a mile away (NOAA).

Largest workplaces in Phillips County

  1. TAMKO Building Products LLC - PhillipsburgAsphalt shingles made from purchased asphaltic materials105
  2. Phillips County HospitalCritical access hospital87FTE
  3. Phillipsburg SchoolsSchool district82FTE
  4. Logan SchoolsSchool district31FTE
  5. PipestoneAdministrative management and general management consulting services31
  6. PipestoneAdministrative management and general management consulting services25

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 299 people in all across the county; Phillipsburg has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. Strong windVery high
  3. Winter weatherVery high
  4. Ice stormsVery high
  5. TornadoesVery high
  6. LightningRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Phillipsburg’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Phillips County.

Phillipsburg home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Phillipsburg $111,511 Kansas $246,055 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Phillipsburg$111,511
  • Kansas$246,055
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

8 10 12 15 18 2023 2024 2025 2026 Phillipsburg 10
8 10 12 15 18 2023 2024 2025 2026
  • Phillipsburg10

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Phillipsburg address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Phillipsburg — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.