Philo, Ohio.
Typical home $151,993 (-2.9% in a year). Zanesville, OH metro.
Property tax and schools in Philo
Philo’s own tax page → what a home here pays, who charges it, its levies and ballot, and its schools.
Philo is in Muskingum County, where its property tax is set. Its homes there are in the Franklin Local school district. Check your own bill.
to buy the typical home at today's mortgage rate — +$422 (+112%) since Jan 2020.
- 1 year
- Down $4,550 -3%
- $156,543$151,993 since Sep 2025
- 5 years
- Up $23,167 +18%
- $128,826$151,993 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Philo$798
- Ohio$1,291
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in Philo, OH fell 2.9% over the past year — slower than the nation's +1.2%.
Living in Philo, Muskingum County, Ohio
Philo is a village of 720 people in Muskingum County. Unemployment in Muskingum County was 3.5% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Philo is a small village in Muskingum County, Ohio, with a population small enough that most people know their neighbors. Homes here cost less than the typical American home, and a larger share of residents live below the poverty line than is usual across the country. Fewer adults hold a four-year degree than in the country as a whole. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow add up to a fair amount over the year.
Work. Residents of Philo work mostly in schools, hospitals and social care, followed by shops, manufacturing and government. Across Muskingum County, the largest workplaces include Genesis Healthcare System, Zanesville City Schools and Muskingum University. Commutes are long, and almost no one works from home, so most people travel some distance to a job. Unemployment across the county has eased compared with a year ago, and the county has added a few more jobs than the year before.
Things to do. Blue Rock State Park, a protected area, is a short drive away, as is Blue Rock State Forest next to it. The Wilds, a zoo, is also a short drive from the village. For time on the water, the Licking River is a short drive away, while Dillon State Park is a longer drive.
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- 11%of adults have a degree
- 22%below the poverty line
- 35 mintypical commute
- 1%work from home
What residents work in
Employed residents by industry, from the Census survey. Muskingum County had 35,758 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 23°; warmest in July, with highs near 84° and lows near 64°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Philo Southwest weather station, 2 miles away (NOAA).
Largest employers in Muskingum County
- Genesis Health Care4,000
- Dollar General Corporation952
- Muskingum County810
- AutoZone652
- Charter561
- Zanesville City School District514
- Halliburton Energy Services, Incorporated479
- Bimbo Bakery450
From Muskingum County’s annual financial report for 2024, its schedule of principal employers (its source: “Zanesville - Muskingum County Port Authority and Individual Employers”), as Ohio’s Auditor of State publishes it: the report. Employees as the report counts them.
Natural hazards
- Inland floodingRelatively high
- LightningRelatively high
- LandslidesRelatively moderate
- Ice stormsRelatively moderate
- HailRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Philo’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Muskingum County and the Zanesville, OH metro.
Philo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Philo$151,993
- Ohio$245,982
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Philo7
Zip codes with a Philo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Philo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.