States · New York · Oswego County

Phoenix, New York.

Typical home $249,356 (+6.7% in a year). Syracuse, NY metro.

What it costs per month · Phoenix $1,309/mo

to buy the typical home at today's mortgage rate — +$773 (+144%) since Jan 2020.

What the home itself did
1 year
Up $15,763 +7%
$233,593$249,356 since Sep 2025
5 years
Up $75,728 +44%
$173,629$249,356 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Phoenix $1,309 New York $2,755 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Phoenix$1,309
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Phoenix, NY rose 6.7% over the past year — faster than the nation's +1.2%.

Living in Phoenix, Oswego County, New York

Phoenix is a village of 2,226 people in Oswego County. 48% of its homes are lived in by their owners and 52% are rented. Unemployment in Oswego County was 4.4% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then other services.

People 2,226 in the 2020 census
Household income Too few homes in Phoenix for the Census survey to measure.
Unemployment 4.4% Oswego County, August 2026; 4.3% a year before
Homes 48% lived in by their owners; 52% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Phoenix is a small village on the Oswego River, close to where the Oneida River joins it, in Oswego County. Fewer homes are lived in by their owners than you might expect for a village this size, and a fair number of households live with money worries. Winters are cold, with January the coldest month, and summers are warm and mild enough to enjoy the water. Plenty of rain and melted snow falls over the year.

Work. Most residents work in schools, hospitals and social care, with others in shops, professional and business services, and a range of other service jobs. Across Oswego County, the largest workplaces include State University of New York at Oswego, Novelis Oswego Works and Oswego Hospital. A fair number of adults hold a four-year degree, the commute is fairly short, and some people work from home.

Things to do. The Oswego River and the Oneida River run in or beside town, so water is part of everyday life here. Oneida Lake is a longer drive away, as is Onondaga Lake. Farther off, the Everson Museum of Art is a museum for a day trip.

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  • 1,051households
  • 31%of adults have a degree
  • 16%below the poverty line
  • 21 mintypical commute
  • 13%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Other services13%
  • Shops (retail)12%
  • Professional and business services12%
  • Transport, warehouses and utilities10%
  • Manufacturing8%

Employed residents by industry, from the Census survey. Oswego County had 32,477 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 13°; warmest in July, 81° and 58° 20° 40° 60° 80° J 31° 13° F M A M J J 81° 58° A S O N D
Average daily high and low for each month: coldest in January, 31° and 13°; warmest in July, 81° and 58° 20° 40° 60° 80° J 31° 13° F M A M J J 81° 58° A S O N D

Coldest in January, with highs near 31° and lows near 13°; warmest in July, with highs near 81° and lows near 58°. About 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Brewerton Lock weather station, 5 miles away (NOAA).

Largest workplaces in Oswego County

  1. State University of New York at OswegoUniversity or college1,232
  2. Novelis Oswego WorksAluminum sheet made by flat rolling purchased aluminum1,117
  3. Oswego HospitalGeneral hospital873FTE
  4. Central Square Central School DistrictSchool district694FTE
  5. Oswego City School DistrictSchool district682FTE
  6. Fulton City School DistrictSchool district659FTE
  7. ConstellationElectric power generation, nuclear555
  8. Mexico Central School DistrictSchool district448FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 56 workplaces with 20 or more staff, 8,092 people in all across the county; Phoenix has one of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Ice stormsRelatively moderate
  3. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Phoenix’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Oswego County and the Syracuse, NY metro.

Phoenix home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Phoenix $249,356 New York $524,942 United States $366,157
$100,000 $200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Phoenix$249,356
  • New York$524,942
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

6 8 10 12 2024 2025 2026 Phoenix 9
6 8 10 12 2024 2025 2026
  • Phoenix9

New listings per month

Sellers arriving at the market.

4 4 5 2026 Phoenix 5
4 4 5 2026
  • Phoenix5

Zip codes with a Phoenix address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Phoenix — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Phoenix