Phoenixville, Pennsylvania.
Typical home $526,693 (+2.0% in a year), asking rent $2,048 (+4.8%). Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
to buy the typical home at today's mortgage rate — +$1,499 (+118%) since Jan 2020.
- 1 year
- Up $10,323 +2%
- $516,369$526,693 since Sep 2025
- 5 years
- Up $122,041 +30%
- $404,652$526,693 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Phoenixville$2,764
- Pennsylvania$1,507
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Phoenixville, PA rose 2.0% over the past year — faster than the nation's +1.2%.
Asking rents in Phoenixville, PA rose 4.8% over the past year — faster than the nation's +2.7%.
Owning the typical home in Phoenixville runs $1,850/mo more than renting one. The gap peaked at $1,875 in May 2025.
That is $3,898 a month against $2,048 rent: a $2,764 mortgage payment, plus $570 property tax and $564 insurance & upkeep.
Owning vs renting — Phoenixville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,898
- Renting$2,048
- Mortgage only$2,764
Property tax · $570/mo 1.30% of value a year — the ACS 2020-2024 median bill over the median home value for Chester County, PA
Insurance & upkeep · $564/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Phoenixville, Chester County, Pennsylvania
Phoenixville is a borough of 18,602 people in Chester County. Half its households earn more than $102,138 a year and half less, against $127,208 across Chester County; 8% of its people live below the poverty line. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Chester County was 3.3% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Phoenixville is a borough in Chester County, and its residents are younger than is typical across the county, with a large share holding a four-year degree. Household incomes run below the county's, and a good number of homes are rented rather than owned, though most are still lived in by their owners. Winters are cold and summers warm, with rain and melted snow spread through the year.
Work. Many residents work in professional and business services, in schools, hospitals and social care, in manufacturing, and in banks, insurance and property. Among the town's largest workplaces are Phoenixville Hospital, Phoenixville Area Schools and Giant Food Stores. Jobs across Chester County grew slightly last year, and unemployment there has eased compared with a year earlier. A fair number of people work from home, and commutes are of middling length.
Things to do. Most of the better-known places nearby are a longer drive away, in and around Philadelphia. Independence Hall, an archaeological site, is the best known, and the Philadelphia Museum of Art is a major museum. For a day out with family, the Philadelphia Zoo is also a longer drive away. Lincoln Financial Field, a stadium, is another.
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- 8,843households
- 57%of adults have a degree
- 8%below the poverty line
- 27 mintypical commute
- 28%work from home
What residents work in
Employed residents by industry, from the Census survey. Chester County had 253,659 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 23°; warmest in July, with highs near 88° and lows near 66°. About 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Phoenixville East weather station, 2 miles away (NOAA).
Largest workplaces in Phoenixville
- Phoenixville HospitalGeneral hospital720FTE
- Phoenixville Area SDSchool district570FTE
- Giant Food StoresGrocery stores211
- Renaissance Academy CSSchool district167FTE
- Acme MarketsSupermarkets and other grocery stores79
- Applewood Lumber CompanyLumber retailing yards73
- Compass Group47
- Xanitos EVS at Phoenixville Hospital Tower HealthJanitorial40
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,421 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Inland floodingRelatively high
- Heat wavesRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Phoenixville’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chester County and the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
Phoenixville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Phoenixville$526,693
- Pennsylvania$287,078
- United States$366,157
Sellers are cutting prices on about 1 in 3 Phoenixville listings, and the typical home goes pending in 7 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Phoenixville29.58%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Phoenixville7
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Phoenixville94
New listings per month
Sellers arriving at the market.
- Phoenixville47
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Phoenixville$490,040
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Phoenixville102.52%
Zip codes with a Phoenixville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Phoenixville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Phoenixville
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 19460 | Phoenixville | 45,423 | $2,037 | $523,146 |
| 19456 | Oaks | 286 | — | $473,483 |
| 19481 | — | — | — | $800,663 |