Pinconning, Michigan.
Typical home $188,016 (+5.8% in a year). Bay City, MI metro.
to buy the typical home at today's mortgage rate — +$548 (+125%) since Jan 2020.
- 1 year
- Up $10,227 +6%
- $177,789$188,016 since Sep 2025
- 5 years
- Up $43,662 +30%
- $144,354$188,016 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pinconning$987
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Pinconning, MI rose 5.8% over the past year — faster than the nation's +1.2%.
Living in Pinconning, Bay County, Michigan
Pinconning is a city of 1,204 people in Bay County. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Bay County was 5.4% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most people in Bay County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pinconning is a small city, home to a modest number of people. Most households own the place they live in, and homes here cost less than the typical American home. Winters are cold, with January the coldest month, and summers are warm in July, with a fair amount of rain and melted snow across the year.
Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, shops, and restaurants, hotels and entertainment. Across Bay County, some of the largest workplaces are BAY Regional Medical Center, the Bay City School District and Michigan Sugar Company. Commutes are fairly long, and a good number of people work from home.
Things to do. The Pinconning River runs in or beside town, and the Saganing River is a short drive away. For a longer outing, Bay City State Park is a protected area, and USS Edson is a museum, both a longer drive away.
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- 640households
- 12%below the poverty line
- 28 mintypical commute
- 19%work from home
What people in Bay County work in
Employed residents by industry, from the Census survey. Bay County had 34,153 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 14°; warmest in July, with highs near 80° and lows near 58°. About 31 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Standish 4NE weather station, 11 miles away (NOAA).
Largest workplaces in Bay County
- Bay Regional Medical CenterGeneral hospital1,360FTE
- Bay City School DistrictSchool district791FTE
- Delta CollegeTwo-year college748
- Michigan Sugar CompanyRaw beet sugar manufacturing632
- Bay CountyGeneral services departments, government565
- General MotorsAluminum castings, unfinished, manufacturing432
- Bay-Arenac ISDSchool district403FTE
- SC Johnson Home Storage LLC - Wilder RdFood storage bags, plastics film, single wall or multiwall, manufacturing402
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 106 workplaces with 20 or more staff, 11,666 people in all across the county; Pinconning has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- HailRelatively moderate
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pinconning’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bay County and the Bay City, MI metro.
Pinconning home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pinconning$188,016
- Michigan$263,760
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Pinconning listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Pinconning31.29%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pinconning29
New listings per month
Sellers arriving at the market.
- Pinconning6
Zip codes with a Pinconning address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pinconning — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.