States · Minnesota · Pine County

Pine City, Minnesota.

Typical home $246,619 (+5.3% in a year).

What it costs per month · Pine City $1,294/mo

to buy the typical home at today's mortgage rate — +$785 (+154%) since Jan 2020.

What the home itself did
1 year
Up $12,451 +5%
$234,168$246,619 since Sep 2025
5 years
Up $56,731 +30%
$189,888$246,619 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Pine City $1,294 Minnesota $1,831 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Pine City$1,294
  • Minnesota$1,831
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Pine City, MN rose 5.3% over the past year — faster than the nation's +1.2%.

Living in Pine City, Pine County, Minnesota

Pine City is a city of 3,130 people in Pine County. Half its households earn more than $52,056 a year and half less, against $71,146 across Pine County; 12% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Pine County was 6.6% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 3,130 in the 2020 census; median age 41.0
Household income $52,056 the median, give or take $8,234 · Pine County: $71,146
Unemployment 6.6% Pine County, August 2026; 5.7% a year before
Homes 61% lived in by their owners; 39% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Pine City is a small city in Pine County, Minnesota, with a median age a little above what is typical for the country as a whole. Incomes run well below the county's, and more households live below the poverty line than most would expect to find. Most homes are lived in by their owners, and relatively few adults hold a four-year degree. Winters are cold, with January highs staying below freezing and lows dipping below zero, and a good deal of snow falls each year. Summers are warm, with July the warmest month.

Work. Residents work mostly in schools, hospitals and social care, in shops, in manufacturing, and in restaurants, hotels and entertainment. Among the largest workplaces in Pine City are the Pine City Public School District, Pine Technical & Community College and Timber Pines, a healthcare provider. Unemployment across Pine County has risen over the past year, though the county has added jobs. A typical commute takes a fair stretch of the morning, and very few people work from home.

Things to do. Water and woods are close at hand. Pokegama Lake and the Snake River are both a short drive away, as is Chengwatana State Forest, a protected area. The Snake River Fur Post, an archaeological site, is also a short drive from town, and St. Croix State Park is a longer drive away.

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  • 1,723households
  • 18%of adults have a degree
  • 12%below the poverty line
  • 29 mintypical commute
  • 4%work from home

What residents work in

  • Schools, hospitals and social care35%
  • Shops (retail)16%
  • Manufacturing11%
  • Restaurants, hotels and entertainment10%
  • Professional and business services8%
  • Government6%

Employed residents by industry, from the Census survey. Pine County had 7,906 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 19° and -1°; warmest in July, 79° and 55° 0° 20° 40° 60° 80° J 19° -1° F M A M J J 79° 55° A S O N D
Average daily high and low for each month: coldest in January, 19° and -1°; warmest in July, 79° and 55° 0° 20° 40° 60° 80° J 19° -1° F M A M J J 79° 55° A S O N D

Coldest in January, with highs near 19° and lows near -1°; warmest in July, with highs near 79° and lows near 55°. About 45 inches of snow and 33 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Hinckley weather station, 10 miles away (NOAA).

Largest workplaces in Pine City

  1. Pine City Public School DistrictSchool district175FTE
  2. Pine Technical & Community CollegeTwo-year college123
  3. Tp-vivie-timber PinesHealthcare69
  4. M&M ManufacturingTinfoil not made in rolling mills53
  5. MinpackBlister packaging services49
  6. Jeff's Outdoor Services Lawn CareLandscape care and maintenance services23
  7. Pine CityMail and parcel delivery21

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 471 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. LightningRelatively high
  3. HailRelatively high
  4. Inland floodingRelatively high
  5. Strong windRelatively high
  6. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pine City’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pine County.

Pine City home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Pine City $246,619 Minnesota $348,778 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Pine City$246,619
  • Minnesota$348,778
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 2024 2025 2026 Pine City 15
5 10 15 20 2024 2025 2026
  • Pine City15

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Pine City address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pine City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.