States · California · Contra Costa County

Pinole, California.

Typical home $716,435 (+0.1% in a year), asking rent $2,800 . San Francisco-Oakland-Berkeley, CA metro.

What it costs per month · Pinole $3,760/mo

to buy the typical home at today's mortgage rate — +$1,589 (+73%) since Jan 2020.

What the home itself did
1 year
Up $398 +0%
$716,037$716,435 since Sep 2025
5 years
Down $33,901 -5%
$750,336$716,435 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Pinole $3,760 California $3,997 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Pinole$3,760
  • California$3,997
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Pinole, CA rose 0.1% over the past year — slower than the nation's +1.2%.

Living in Pinole, Contra Costa County, California

Pinole is a city of 19,022 people in Contra Costa County. Half its households earn more than $127,717 a year and half less, against $127,229 across Contra Costa County; 7% of its people live below the poverty line. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Contra Costa County was 5.0% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 19,022 in the 2020 census; median age 44.7
Household income $127,717 the median, give or take $13,982 · Contra Costa County: $127,229
Unemployment 5.0% Contra Costa County, August 2026; 5.2% a year before
Homes 79% lived in by their owners; 21% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Pinole is a small city on the northern shore of the San Francisco Bay area, in Contra Costa County. Household incomes here sit about level with the county's, and most homes are lived in by their owners rather than rented. Residents tend to be older than in many American communities, and a fair share of adults hold a four-year degree. Winters are cool and mild, summers are warm, snow is rare, and the rain is moderate.

Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, and in restaurants, hotels and entertainment. Within the city, some of the larger workplaces are Target, Trader Joe's and Safeway. Commutes run longer than many people expect for a small town, and a good number of residents work from home.

Things to do. San Francisco's best-known sights are a longer drive away, among them Golden Gate Park, a large garden and park, and the California Academy of Sciences, an aquarium and science museum. The San Francisco Museum of Modern Art is another longer drive, for those who enjoy art. The Sacramento River, a long river to the east, is also a longer drive away.

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  • 6,588households
  • 39%of adults have a degree
  • 7%below the poverty line
  • 35 mintypical commute
  • 17%work from home

What residents work in

  • Schools, hospitals and social care25%
  • Professional and business services17%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment8%
  • Building trades8%
  • Transport, warehouses and utilities7%

Employed residents by industry, from the Census survey. Contra Costa County had 374,448 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 58° and 44°; warmest in September, 75° and 56° 40° 50° 60° 70° 80° J 58° 44° F M A M J J A S 75° 56° O N D
Average daily high and low for each month: coldest in January, 58° and 44°; warmest in September, 75° and 56° 40° 50° 60° 70° 80° J 58° 44° F M A M J J A S 75° 56° O N D

Coldest in January, with highs near 58° and lows near 44°; warmest in September, with highs near 75° and lows near 56°. About 24 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Richmond weather station, 6 miles away (NOAA).

Largest workplaces in Pinole

  1. TargetDiscount department stores240
  2. Trader Joe's 0230 PinoleGrocery store120
  3. MV TransportationOther urban transit systems100
  4. SafewaySupermarkets and other grocery stores39
  5. Provident GroceriesFood stores28
  6. PinoleMail and parcel delivery25

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 552 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. EarthquakesRelatively high
  2. Inland floodingRelatively high
  3. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pinole’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Contra Costa County and the San Francisco-Oakland-Berkeley, CA metro.

Pinole home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Pinole $716,435 California $761,538 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Pinole$716,435
  • California$761,538
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Pinole listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2025 2026 Pinole 23.90% United States 26.90%
10% 20% 30% 2025 2026
  • Pinole23.90%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Pinole 35
10 20 30 40 2018 2022 2026
  • Pinole35

New listings per month

Sellers arriving at the market.

8 10 12 15 18 2025 2026 Pinole 12
8 10 12 15 18 2025 2026
  • Pinole12

Zip codes with a Pinole address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pinole — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Pinole