States · Illinois · Will County

Plainfield, Illinois.

Typical home $428,671 (+1.8% in a year), asking rent $3,027 (+2.9%). Chicago-Naperville-Elgin, IL-IN-WI metro.

What it costs per month · Plainfield $2,250/mo

to buy the typical home at today's mortgage rate — +$1,211 (+117%) since Jan 2020.

What the home itself did
1 year
Up $7,762 +2%
$420,908$428,671 since Sep 2025
5 years
Up $95,773 +29%
$332,897$428,671 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Plainfield $2,250 Illinois $1,553 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Plainfield$2,250
  • Illinois$1,553
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Plainfield, IL rose 1.8% over the past year — faster than the nation's +1.2%.

Asking rents in Plainfield, IL rose 2.9% over the past year — in step with the nation.

Owning the typical home in Plainfield runs $484/mo more than renting one. The gap peaked at $770 in Oct 2023.

That is $3,511 a month against $3,027 rent: a $2,250 mortgage payment, plus $802 property tax and $459 insurance & upkeep.

Owning vs renting — Plainfield

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2020 2022 2024 2026 Owning all in $3,511 Renting $3,027 Mortgage only $2,250
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$3,511
  • Renting$3,027
  • Mortgage only$2,250

Property tax · $802/mo 2.24% of value a year — the ACS 2020-2024 median bill over the median home value for Will County, IL

Insurance & upkeep · $459/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Plainfield, Will County, Illinois

Plainfield is a village of 44,762 people in Will County. Half its households earn more than $144,000 a year and half less, against $109,984 across Will County; 4% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Plainfield was 4.5% in August 2026, and Will County had 1.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 44,762 in the 2020 census; median age 37.5
Household income $144,000 the median, give or take $9,206 · Will County: $109,984
Unemployment 4.5% Plainfield, August 2026; 3.8% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Plainfield is a village in Will County, home to a good many families and a population that has grown large for a village. Residents are somewhat younger than in many places, and household incomes run well above the county's. Nearly everyone owns the home they live in, and a large share of adults hold a four-year degree.

Work. Many residents work in schools, hospitals and social care, with others in professional and business services, shops and manufacturing. Among the largest workplaces in Plainfield are Plainfield Schools, Diageo Plainfield, which blends and packages alcohol, and Meijer. Commutes are fairly long, and a good number of people work from home.

Things to do. Phillips Park Zoo is the closest outing, a short drive away. Farther afield, Morton Arboretum is a botanical garden and Brookfield Zoo is a zoo, both a longer drive away, and the Kankakee River offers time by the water, also a longer drive. Winters are cold and snowy here, and summers are warm.

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  • 14,634households
  • 56%of adults have a degree
  • 4%below the poverty line
  • 33 mintypical commute
  • 23%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Professional and business services14%
  • Shops (retail)10%
  • Manufacturing10%
  • Banks, insurance and property10%
  • Transport, warehouses and utilities9%

Employed residents by industry, from the Census survey. Will County had 267,868 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 32° and 16°; warmest in July, 85° and 64° 20° 40° 60° 80° J 32° 16° F M A M J J 85° 64° A S O N D
Average daily high and low for each month: coldest in January, 32° and 16°; warmest in July, 85° and 64° 20° 40° 60° 80° J 32° 16° F M A M J J 85° 64° A S O N D

Coldest in January, with highs near 32° and lows near 16°; warmest in July, with highs near 85° and lows near 64°. About 33 inches of snow and 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Romeoville Weather Office weather station, 8 miles away (NOAA).

Largest workplaces in Plainfield

  1. Plainfield SD 202School district3,542FTE
  2. Diageo PlainfieldBlending and packaging of concumable alcohol607
  3. MeijerRetail233
  4. TargetDiscount department stores203
  5. Summit School ServicesSchool and employee bus transportation197
  6. AramarkFood service contractors169
  7. Jewel Food StoresSupermarkets and other grocery stores166
  8. First Student143

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 26 workplaces with 20 or more staff, 3,164 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. TornadoesRelatively high
  3. Inland floodingRelatively high
  4. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Plainfield’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Will County and the Chicago-Naperville-Elgin, IL-IN-WI metro.

Plainfield home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Plainfield $428,671 Illinois $295,943 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Plainfield$428,671
  • Illinois$295,943
  • United States$366,157
Property tax, 2026 roll $8,297/yr median bill inside Plainfield, effective 2.02% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Plainfield listings, and the typical home goes pending in 23 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 40% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Plainfield 36.42% United States 26.90%
10% 20% 30% 40% 2018 2022 2026
  • Plainfield36.42%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Plainfield 23 United States 27
10 20 30 40 50 2018 2022 2026
  • Plainfield23
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

200 400 600 2018 2019 2020 2021 2022 2023 2024 2025 2026 Plainfield 339
200 400 600 2018 2022 2026
  • Plainfield339

New listings per month

Sellers arriving at the market.

50 100 150 200 250 2018 2019 2020 2021 2022 2023 2024 2025 2026 Plainfield 113
50 100 150 200 250 2018 2022 2026
  • Plainfield113

Median sale price

What buyers actually paid — closed sales, not asking prices.

$250,000 $300,000 $350,000 $400,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Plainfield $398,320 United States $371,407
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • Plainfield$398,320
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

98% 100% 102% 104% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Plainfield 99.73%
98% 100% 102% 104% 2018 2022 2026
  • Plainfield99.73%

Zip codes with a Plainfield address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Plainfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Plainfield