Plano, Illinois.
Typical home $311,219 (+3.9% in a year). Chicago-Naperville-Elgin, IL-IN-WI metro.
to buy the typical home at today's mortgage rate — +$920 (+129%) since Jan 2020.
- 1 year
- Up $11,581 +4%
- $299,638$311,219 since Sep 2025
- 5 years
- Up $83,918 +37%
- $227,301$311,219 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Plano$1,634
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Plano, IL rose 3.9% over the past year — faster than the nation's +1.2%.
Living in Plano, Kendall County, Illinois
Plano is a city of 11,847 people in Kendall County. Half its households earn more than $86,271 a year and half less, against $111,601 across Kendall County; 10% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Kendall County was 3.8% in August 2026, and the county had 1.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Plano is a small city in Kendall County, home to a younger population than is typical across the country. Most homes are lived in by their owners, though incomes here run below the county's. Winters are cold and snowy, with January the coldest month, while July brings warm summer days, and precipitation is spread through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, professional and business services, and restaurants, hotels and entertainment. Among the largest workplaces in Plano are Plano CUSD 88, Menards and the City of Plano. A four-year degree is held by fewer adults than in many places, and most people commute to work rather than working from home, with a drive that is moderate in length.
Things to do. Close by, Silver Springs State Fish and Wildlife Area is a protected area a short drive away, good for time outdoors. The Air Classics Museum of Aviation is a museum a short drive away, and Sandwich City Hall, also a short drive off, serves as a theatre. For a longer drive, Morton Arboretum is a botanical garden worth the trip.
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- 4,162households
- 23%of adults have a degree
- 10%below the poverty line
- 28 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Kendall County had 30,845 jobs in 2025, 1.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 15°; warmest in July, with highs near 84° and lows near 62°. About 34 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chicago Aurora Municipal Airport weather station, 7 miles away (NOAA).
Largest workplaces in Plano
- Plano CUSD 88School district465FTE
- Menards"general warehousing and storage"98
- Menards"cut stock, resawing lumber, and planing"91
- City of PlanoGeneral services departments, government76
- PlanoMail and parcel delivery20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 774 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- TornadoesVery high
- Strong windRelatively high
- Inland floodingRelatively high
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Plano’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kendall County and the Chicago-Naperville-Elgin, IL-IN-WI metro.
Plano home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Plano$311,219
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Plano listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Plano26.30%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Plano33
New listings per month
Sellers arriving at the market.
- Plano14
Zip codes with a Plano address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Plano — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.