States · Idaho · Kootenai County

Post Falls, Idaho.

Typical home $535,301 (+3.1% in a year), asking rent $1,692 (+4.1%). Coeur d'Alene, ID metro.

What it costs per month · Post Falls $2,810/mo

to buy the typical home at today's mortgage rate — +$1,618 (+136%) since Jan 2020.

What the home itself did
1 year
Up $15,961 +3%
$519,340$535,301 since Sep 2025
5 years
Up $37,791 +8%
$497,511$535,301 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Post Falls $2,810 Idaho $2,502 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Post Falls$2,810
  • Idaho$2,502
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 47 years.

Typical home values in Post Falls, ID rose 3.1% over the past year — faster than the nation's +1.2%.

Asking rents in Post Falls, ID rose 4.1% over the past year — faster than the nation's +2.7%.

Owning the typical home in Post Falls runs $1,886/mo more than renting one. The gap peaked at $2,030 in Oct 2023.

That is $3,578 a month against $1,692 rent: a $2,810 mortgage payment, plus $195 property tax and $573 insurance & upkeep.

Owning vs renting — Post Falls

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,500 $2,000 $2,500 $3,000 $3,500 2021 2022 2023 2024 2025 2026 Owning all in $3,578 Renting $1,692 Mortgage only $2,810
$1,500 $2,000 $2,500 $3,000 $3,500 2022 2024 2026
  • Owning all in$3,578
  • Renting$1,692
  • Mortgage only$2,810

Property tax · $195/mo 0.44% of value a year — the ACS 2020-2024 median bill over the median home value for Kootenai County, ID

Insurance & upkeep · $573/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Post Falls, Kootenai County, Idaho

Post Falls is a city of 38,485 people in Kootenai County. Half its households earn more than $82,183 a year and half less, against $81,861 across Kootenai County; 11% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Post Falls was 4.1% in August 2026, and Kootenai County had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 38,485 in the 2020 census; median age 35.0
Household income $82,183 the median, give or take $7,061 · Kootenai County: $81,861
Unemployment 4.1% Post Falls, August 2026; 4.4% a year before
Homes 64% lived in by their owners; 36% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Post Falls is a growing city in northern Idaho, in Kootenai County, with a population on the younger side and a typical household income close to the county's. Most homes are lived in by their owners, and typical home values and rents are well above what many older homeowners elsewhere in the country may expect. Winters are cold, with highs hovering just above freezing in December, while summers are warm and the year brings a modest amount of rain and melted snow.

Work. Many residents work in schools, hospitals and social care, followed by shops, professional and business services, and restaurants, hotels and entertainment. Among the largest workplaces in Post Falls are Northwest Specialty Hospital, the Post Falls school district and Buck Knives. The job market has been fairly steady, with unemployment a little lower than a year earlier, and a fair number of people work from home.

Things to do. The Spokane River and the Spokane River Centennial State Park Trail are a short drive away, offering riverside paths and open space, and Fort Sherman, a historic fort, is also close by. Farther afield, Coeur D'Alene Lake is a longer drive away for time on the water, and Silverwood Theme Park, an amusement park, is a longer drive as well.

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  • 16,009households
  • 25%of adults have a degree
  • 11%below the poverty line
  • 24 mintypical commute
  • 13%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Shops (retail)13%
  • Professional and business services11%
  • Restaurants, hotels and entertainment10%
  • Manufacturing9%
  • Banks, insurance and property8%

Employed residents by industry, from the Census survey. Kootenai County had 71,925 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 36° and 26°; warmest in August, 83° and 56° 20° 40° 60° 80° J F M A M J J A 83° 56° S O N D 36° 26°
Average daily high and low for each month: coldest in December, 36° and 26°; warmest in August, 83° and 56° 20° 40° 60° 80° J F M A M J J A 83° 56° S O N D 36° 26°

Coldest in December, with highs near 36° and lows near 26°; warmest in August, with highs near 83° and lows near 56°. About 25 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Coeur D'alene weather station, 8 miles away (NOAA).

Largest workplaces in Post Falls

  1. Northwest Specialty HospitalGeneral hospital581FTE
  2. Post Falls DistrictSchool district577FTE
  3. WalmartWarehouse clubs and supercenters385
  4. Buck KnivesCutlery, nonprecious and precious plated metal, manufacturing303
  5. WalmartWarehouse clubs and supercenters290
  6. RaycapSurge suppressors manufacturing273
  7. SyscoGroceries, general-line, merchant wholesalers200
  8. UPSCouriers and express delivery services191

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 3,555 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively high
  2. Ice stormsRelatively high
  3. Cold wavesRelatively high
  4. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Post Falls’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kootenai County and the Coeur d'Alene, ID metro.

Post Falls home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Post Falls $535,301 Idaho $476,754 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • Post Falls$535,301
  • Idaho$476,754
  • United States$366,157
Property tax, 2026 roll $1,964/yr median bill inside Post Falls, effective 0.36% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Post Falls listings, and the typical home goes pending in 21 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 40% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Post Falls 26.25% United States 26.90%
10% 20% 30% 40% 2018 2022 2026
  • Post Falls26.25%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

20 40 60 2021 2022 2023 2024 2025 2026 Post Falls 21 United States 27
20 40 60 2022 2024 2026
  • Post Falls21
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

100 200 300 400 2018 2019 2020 2021 2022 2023 2024 2025 2026 Post Falls 283
100 200 300 400 2018 2022 2026
  • Post Falls283

New listings per month

Sellers arriving at the market.

50 100 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Post Falls 106
50 100 150 2018 2022 2026
  • Post Falls106

Median sale price

What buyers actually paid — closed sales, not asking prices.

$300,000 $400,000 $500,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Post Falls $541,717 United States $371,407
$300,000 $400,000 $500,000 2018 2022 2026
  • Post Falls$541,717
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

97.5% 100.0% 102.5% 105.0% 2021 2022 2023 2024 2025 2026 Post Falls 98.92%
97.5% 100.0% 102.5% 105.0% 2022 2024 2026
  • Post Falls98.92%

Zip codes with a Post Falls address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Post Falls — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Post Falls