Poughkeepsie, New York.
, asking rent $1,865 (+2.7%). Poughkeepsie-Newburgh-Middletown, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Asking rents in Poughkeepsie, NY rose 2.7% over the past year — in step with the nation.
Living in Poughkeepsie, Dutchess County, New York
Poughkeepsie is a city of 31,577 people in Dutchess County. Half its households earn more than $60,741 a year and half less, against $99,478 across Dutchess County; 18% of its people live below the poverty line. 39% of its homes are lived in by their owners and 61% are rented. Unemployment in Poughkeepsie was 4.7% in August 2026, and Dutchess County had 3.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Poughkeepsie is a small city on the Hudson River, and its residents are younger than the typical American. Most households rent rather than own, and incomes run well below the county's, with more people living below the poverty line than is typical. Winters are cold, with January the coldest month, summers turn warm in July, and a good deal of rain and melted snow falls over the year.
Work. Many residents work in schools, hospitals and social care, followed by shops, professional and business services, and restaurants, hotels and entertainment. Vassar Brothers Medical Center, Dutchess County Government and Central Hudson Gas & Electric are among the largest workplaces in the city. Commutes are fairly short, and the job market across Dutchess County grew slightly last year.
Things to do. The Frances Lehman Loeb Art Center, a museum, and the Bardavon 1869 Opera House, a theatre, are both in or beside town, as is Franny Reese State Park for a walk outdoors. A short drive away is the Franklin D. Roosevelt Presidential Library and Museum, a good place for anyone interested in the life of the president who lived nearby.
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- 13,650households
- 32%of adults have a degree
- 18%below the poverty line
- 24 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Dutchess County had 116,699 jobs in 2025, 3.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 19°; warmest in July, with highs near 83° and lows near 63°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Poughkeepsie weather station, 2 miles away (NOAA).
Largest workplaces in Poughkeepsie
- Vassar Brothers Medical CenterGeneral hospital2,423FTE
- Dutchess County GovernmentExecutive offices, federal, state, and local1,787
- Central Hudson Gas & Electric Corporation - CorporateCombination gas & electric utility775
- Poughkeepsie City School DistrictSchool district653FTE
- PatientCare: NY-N-Empress North MainEmergency medical transportation services, air or ground453
- 4M Building SolutionsRestaurant kitchen cleaning services301
- The Grand Healthcare SystemNursing homes201
- The Pines at PoughkeepsieSkilled nursing facilities201
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 25 workplaces with 20 or more staff, 7,892 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Poughkeepsie’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dutchess County and the Poughkeepsie-Newburgh-Middletown, NY metro.
Poughkeepsie home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Poughkeepsie listings, and the typical home goes pending in 43 days — the market is cooling.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Poughkeepsie22.57%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Poughkeepsie43
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Poughkeepsie239
New listings per month
Sellers arriving at the market.
- Poughkeepsie70
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Poughkeepsie102.16%
Zip codes with a Poughkeepsie address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Poughkeepsie — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Poughkeepsie
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 12601 | Poughkeepsie | 44,164 | $1,814 | $398,464 |
| 12603 | Poughkeepsie | 42,304 | $2,194 | $450,456 |