Prestonsburg, Kentucky.
Typical home $129,515 (-6.7% in a year).
to buy the typical home at today's mortgage rate — +$318 (+88%) since Jan 2020.
- 1 year
- Down $9,285 -7%
- $138,800$129,515 since Sep 2025
- 5 years
- Up $10,380 +9%
- $119,135$129,515 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Prestonsburg$680
- Kentucky$1,212
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 41 years.
Typical home values in Prestonsburg, KY fell 6.7% over the past year — slower than the nation's +1.2%.
Living in Prestonsburg, Floyd County, Kentucky
Prestonsburg is a city of 3,681 people in Floyd County. Half its households earn more than $25,746 a year and half less, against $41,279 across Floyd County; 45% of its people live below the poverty line. 45% of its homes are lived in by their owners and 55% are rented. Unemployment in Floyd County was 5.5% in August 2026, and the county had 0.5% fewer jobs in 2025 than the year before. The most people in Floyd County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Prestonsburg is a small city in eastern Kentucky and the seat of Floyd County. Incomes here are well below the county's, and a large share of residents live below the poverty line. Fewer homes are lived in by their owners than you might expect in a place this size, and typical home values are modest. Few adults hold a four-year degree, and most people have a short trip to work. Winters are cold, with January the coldest month, and summers are warm, with July the warmest.
Work. Many residents work in schools, hospitals and social care, followed by shops, restaurants and hotels, and government. Among the largest workplaces in town are Big Sandy Community and Technical College, K VA T Food Stores and Signature Healthcare. Unemployment across Floyd County is a little lower than it was a year ago, though the county has lost a small share of its jobs over the past year.
Things to do. In or beside town, the East Kentucky Science Center is a museum, the Mountain Arts Center is a theatre, and Jenny Wiley State Resort Park is protected land for outdoor time. A short drive away, Dewey Lake is a reservoir and Beaver Creek is a river. For a longer outing, the U.S. 23 Country Music Highway Museum is a longer drive away.
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- 1,618households
- 19%of adults have a degree
- 45%below the poverty line
- 17 mintypical commute
- 6%work from home
What people in Floyd County work in
Employed residents by industry, from the Census survey. Floyd County had 11,099 jobs in 2025, 0.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 23°; warmest in July, with highs near 86° and lows near 64°.
Average daily high and low, 1991–2020, at the Prestonsburg 3WSW weather station, 4 miles away (NOAA).
Largest workplaces in Prestonsburg
- Big Sandy Community and Technical CollegeTwo-year college331
- K VA T Food StoresSupermarket145
- American Medical Response135
- Signature HealthcareSkilled nursing facilities107
- Prestonsburg City's Utilities CommissionWater treatment and distribution58
- Signature HealthcareSkilled nursing facilities58
- Veterans Health AdministrationFederal government · Department of Veterans Affairs37
- Social Security AdministrationFederal government25
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 503 people in all. Colleges come from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Winter weatherRelatively high
- Strong windRelatively high
- LandslidesRelatively moderate
- WildfireRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Prestonsburg’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Floyd County.
Prestonsburg home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Prestonsburg$129,515
- Kentucky$230,909
- United States$366,157
Sellers are cutting prices on about 1 in 4 Prestonsburg listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Prestonsburg22.89%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Prestonsburg26
New listings per month
Sellers arriving at the market.
- Prestonsburg5
Zip codes with a Prestonsburg address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Prestonsburg — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.