Proctor, Montana.
Typical home $600,037 (+3.7% in a year). Kalispell, MT metro.
to buy the typical home at today's mortgage rate — +$2,048 (+186%) since Jan 2020.
- 1 year
- Up $21,518 +4%
- $578,519$600,037 since Sep 2025
- 5 years
- Up $129,087 +27%
- $470,951$600,037 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Proctor$3,149
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Proctor, MT rose 3.7% over the past year — faster than the nation's +1.2%.
Living in Proctor, Lake County, Montana
The Census does not count Proctor on its own, so the figures here are Lake County's. Half the county's households earn more than $63,360 a year and half less; 17% of the county's people live below the poverty line. 75% of the county's homes are lived in by their owners and 25% are rented. Unemployment in Lake County was 3.3% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most people in Lake County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Proctor is a town in Lake County, in northwestern Montana. Across the county, most homes are lived in by their owners, and a noticeable share of residents have incomes below the poverty line. Winters are cold, with January the coldest month, and summers are warm, with July the warmest, while rain and melted snow fall through much of the year.
Work. Residents work mostly in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, and in professional and business services. Joblessness across the county has eased recently, though the number of jobs dipped slightly in the most recent year. A minority of adults hold a four-year degree, and a modest share of workers do their jobs from home.
Things to do. Lake Mary Ronan State Park is in or beside the town, a protected area suited to a short visit. Blacktail Mountain Ski Area, a ski area, is a short drive away. Flathead Lake, one of the best known lakes in the region, is a longer drive away.
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- 12,576households
- 44.3median age
- 32%of adults have a degree
- 17%below the poverty line
- 23 mintypical commute
- 13%work from home
What people in Lake County work in
Employed residents by industry, from the Census survey. Lake County had 9,694 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 25°; warmest in July, with highs near 80° and lows near 55°. About 21 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bigfork South weather station, 17 miles away (NOAA).
Largest workplaces in Lake County
- Rocky Mountain TwistBits, drill, metalworking, manufacturing263
- St Luke Community HospitalCritical access hospital257FTE
- Salish Kootenai CollegeUniversity or college249
- WalmartWarehouse clubs and supercenters211
- Providence St Joseph Medical CTRCritical access hospital178FTE
- Ronan Elem SchoolsSchool district160FTE
- Polson Elem SchoolsSchool district150FTE
- SafewaySupermarkets and other grocery stores92
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 1,045 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- AvalanchesRelatively high
- WildfireRelatively moderate
- EarthquakesRelatively moderate
- LandslidesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Lake County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lake County and the Kalispell, MT metro.
Proctor home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Proctor$600,037
- Montana$467,275
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Proctor8
Zip codes with a Proctor address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Proctor — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Proctor
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 59920 | Kila | 1,704 | — | $682,906 |
| 59929 | Proctor | 230 | — | $661,436 |