States · Kentucky · Webster County

Providence, Kentucky.

Typical home $101,537 (-0.6% in a year). Madisonville, KY metro.

What it costs per month · Providence $533/mo

to buy the typical home at today's mortgage rate — +$283 (+113%) since Jan 2020.

What the home itself did
1 year
Down $655 -1%
$102,191$101,537 since Sep 2025
5 years
Up $19,990 +25%
$81,547$101,537 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Providence $533 Kentucky $1,212 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Providence$533
  • Kentucky$1,212
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Providence, KY fell 0.6% over the past year — slower than the nation's +1.2%.

Living in Providence, Webster County, Kentucky

Providence is a city of 2,892 people in Webster County. Half its households earn more than $55,121 a year and half less, against $59,628 across Webster County; 20% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Webster County was 4.1% in August 2026, and the county had 5.9% more jobs in 2025 than the year before. The most people in Webster County work in manufacturing, then schools and health care.

People 2,892 in the 2020 census
Household income $55,121 the median, give or take $8,686 · Webster County: $59,628
Unemployment 4.1% Webster County, August 2026; 4.4% a year before
Homes 58% lived in by their owners; 42% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Providence is a small city in Webster County, Kentucky. Incomes here run a little below the county's, and more people live below the poverty line than most would expect of a place this size. Most homes are lived in by their owners, and typical home values are modest. Winters are cold, with January the coldest month, and summers turn hot by July, with a good deal of rain and melted snow through the year.

Work. Residents work mostly in manufacturing, in schools, hospitals and social care, and in transport, warehouses and utilities, with some in farming, forestry and mining. Among the largest workplaces across Webster County are Webster County Schools, Pioneer Plastics and Houchens Food Group. Few adults hold a four-year degree, commutes tend to be long, and almost no one works from home. Unemployment across the county has eased slightly over the past year, and the county has added jobs.

Things to do. Much of the outdoor recreation sits a longer drive away. Pennyrile State Forest is a protected area of woods, and Lake Beshear offers time on the water. For a look at the region's past, Weston Bluff Skirmish Site is an archaeological site, also a longer drive away.

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  • 1,171households
  • 12%of adults have a degree
  • 20%below the poverty line
  • 32 mintypical commute
  • 1%work from home

What people in Webster County work in

  • Manufacturing24%
  • Schools, hospitals and social care16%
  • Transport, warehouses and utilities9%
  • Farming, forestry and mining9%
  • Building trades8%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Webster County had 2,855 jobs in 2025, 5.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 43° and 25°; warmest in July, 90° and 69° 20° 40° 60° 80° J 43° 25° F M A M J J 90° 69° A S O N D
Average daily high and low for each month: coldest in January, 43° and 25°; warmest in July, 90° and 69° 20° 40° 60° 80° J 43° 25° F M A M J J 90° 69° A S O N D

Coldest in January, with highs near 43° and lows near 25°; warmest in July, with highs near 90° and lows near 69°. About 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Providence weather station, under a mile away (NOAA).

Largest workplaces in Webster County

  1. Webster County SchoolsSchool district326FTE
  2. Pioneer PlasticsUtility containers, plastics, manufacturing62
  3. Houchens Food GroupSupermarkets and other grocery stores28
  4. Lew Thompson & Sons- SebreeTrucking, specialized freight, long-distance26
  5. S&D SmithBricklaying contractors25
  6. S. Clark ElectricElectrical contractors25
  7. Tyson ChickenOther animal food manufacturing25
  8. Palmer Place Assisted LivingAssisted-living facilities without on-site nursing care facilities24

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 282 people in all across the county; Providence has two of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsVery high
  2. Strong windVery high
  3. Winter weatherRelatively high
  4. TornadoesRelatively high
  5. DroughtRelatively moderate
  6. EarthquakesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Providence’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Webster County and the Madisonville, KY metro.

Providence home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Providence $101,537 Kentucky $230,909 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Providence$101,537
  • Kentucky$230,909
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

8 10 12 15 2024 2025 2026 Providence 14
8 10 12 15 2024 2025 2026
  • Providence14

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Providence address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Providence — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Providence