Quincy, Illinois.
Typical home $181,195 (+4.2% in a year), asking rent $1,059 (+7.8%). Quincy, IL-MO metro.
to buy the typical home at today's mortgage rate — +$417 (+78%) since Jan 2020.
- 1 year
- Up $7,228 +4%
- $173,967$181,195 since Sep 2025
- 5 years
- Up $24,031 +15%
- $157,164$181,195 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Quincy$951
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Quincy, IL rose 4.2% over the past year — faster than the nation's +1.2%.
Asking rents in Quincy, IL rose 7.8% over the past year — faster than the nation's +2.7%.
Owning the typical home in Quincy runs $325/mo more than renting one. The gap peaked at $434 in Jun 2024.
That is $1,384 a month against $1,059 rent: a $951 mortgage payment, plus $239 property tax and $194 insurance & upkeep.
Owning vs renting — Quincy
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,384
- Renting$1,059
- Mortgage only$951
Property tax · $239/mo 1.58% of value a year — the ACS 2020-2024 median bill over the median home value for Adams County, IL
Insurance & upkeep · $194/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Quincy, Adams County, Illinois
Quincy is a city of 39,463 people in Adams County. Half its households earn more than $56,480 a year and half less, against $66,220 across Adams County; 17% of its people live below the poverty line. 64% of its homes are lived in by their owners and 36% are rented. Unemployment in Quincy was 3.1% in August 2026, and Adams County had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Quincy is a small city on the Mississippi River in western Illinois, and the largest community in Adams County. Most homes are lived in by their owners, though there are more renters than you would find across the state's smaller towns, and household incomes run below the county's. Winters are cold, summers are warm, and rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, shops, and restaurants, hotels and entertainment also employing a good number. The largest workplaces in Quincy include Blessing Hospital, Quincy Schools and Titan Wheel Corporation of Illinois. Unemployment has eased over the past year, and getting to work is quick for most people.
Things to do. The John Wood Mansion, a museum, sits in or beside town, as does QU Stadium. A short drive away are Wakonda State Park and the Great River National Wildlife Refuge, both protected areas. Farther afield, the Mark Twain Boyhood Home & Museum is a longer drive away.
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- 17,620households
- 28%of adults have a degree
- 17%below the poverty line
- 14 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Adams County had 32,380 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 19°; warmest in July, with highs near 87° and lows near 68°. About 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Quincy Dam weather station, 3 miles away (NOAA).
Largest workplaces in Quincy
- Blessing HospitalGeneral hospital2,457FTE
- Quincy SD 172School district1,139FTE
- Titan Wheel Corporation of IllinoisFarm tractors and attachments manufacturing653
- WalmartWarehouse clubs and supercenters390
- John Wood Community CollegeTwo-year college306
- Hollister-WhitneyElevators, passenger and freight, manufacturing281
- Peters Heating and Air ConditioningHeating, ventilation and air-conditioning contractors274
- Good Samaritan Home of QuincyNursing homes273
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 46 workplaces with 20 or more staff, 7,469 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Heat wavesRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- HailRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Quincy’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Adams County and the Quincy, IL-MO metro.
Quincy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Quincy$181,195
- Illinois$295,943
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Quincy listings, and the typical home goes pending in 9 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Quincy33.33%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Quincy9
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Quincy163
New listings per month
Sellers arriving at the market.
- Quincy62
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Quincy$174,945
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Quincy97.82%
Zip codes with a Quincy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Quincy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Quincy
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 62301 | Quincy | 30,746 | $1,008 | $141,672 |
| 62305 | Quincy | 19,036 | — | $261,476 |