Radcliffe, Iowa.
Typical home $183,874 (+3.6% in a year).
to buy the typical home at today's mortgage rate — +$546 (+130%) since Jan 2020.
- 1 year
- Up $6,336 +4%
- $177,538$183,874 since Sep 2025
- 5 years
- Up $47,963 +35%
- $135,912$183,874 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Radcliffe$965
- Iowa$1,242
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Radcliffe, IA rose 3.6% over the past year — faster than the nation's +1.2%.
Living in Radcliffe, Hardin County, Iowa
Radcliffe is a city of 555 people in Hardin County. Unemployment in Hardin County was 3.6% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then farming.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Radcliffe is a very small city in Hardin County, Iowa, the kind of place where neighbors tend to know one another. Winters are cold, with January the coldest month, and snow arrives every year. Summers are warm, with July the warmest month, and the year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with many others in farming, manufacturing and shops. Few adults hold a four-year degree, and very few work from home. Commutes are long, and across Hardin County the largest workplaces include the Iowa Falls Comm School District, Hansen Family Hospital and Scenic Living Communities.
Things to do. Anderson Goose Lake is a lake a short drive away. Farther afield, a longer drive brings you to the Boone River and to Pine Lake State Park, a protected area for time outdoors. Reiman Gardens, a botanical garden, is also a longer drive from town.
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- 274households
- 11%of adults have a degree
- 8%below the poverty line
- 39 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Hardin County had 6,553 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 26° and lows near 8°; warmest in July, with highs near 83° and lows near 62°. About 28 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Iowa Falls weather station, 17 miles away (NOAA).
Largest workplaces in Hardin County
- Iowa Falls Comm School DistrictSchool district181FTE
- Hansen Family HospitalCritical access hospital135FTE
- Scenic Living Communities623110 nursing care facilities128
- AGWSR Comm School DistrictSchool district120FTE
- WalmartDiscount department stores116
- Eldora-New Providence Comm School DistrictSchool district91FTE
- Fareway Stores, Inc. 559 Iowa FallsGrocery stores90
- Ellsworth Community CollegeTwo-year college85
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 25 workplaces with 20 or more staff, 1,503 people in all across the county; Radcliffe has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Strong windVery high
- TornadoesVery high
- DroughtRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Radcliffe’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hardin County.
Radcliffe home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Radcliffe$183,874
- Iowa$236,623
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Radcliffe address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Radcliffe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.