Ramsey, Illinois.
Typical home $150,935 (+10.7% in a year).
to buy the typical home at today's mortgage rate — +$404 (+104%) since Jan 2020.
- 1 year
- Up $14,644 +11%
- $136,291$150,935 since Sep 2025
- 5 years
- Up $39,729 +36%
- $111,206$150,935 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ramsey$792
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Ramsey, IL rose 10.7% over the past year — faster than the nation's +1.2%.
Living in Ramsey, Fayette County, Illinois
Ramsey is a village of 911 people in Fayette County. Half its households earn more than $53,375 a year and half less, against $60,944 across Fayette County; 18% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Fayette County was 3.9% in August 2026, and the county had 1.5% fewer jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ramsey is a small village in Fayette County, Illinois, and most of its homes are lived in by their owners, more so than in many places. Typical home values are modest, household incomes run below the county's, and a good share of residents live below the poverty line. Winters are cold and a little snowy, summers are warm, and rain and melted snow fall steadily through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in shops. Across Fayette County, some of the largest workplaces are Walmart, Vandalia CUSD and Conagra Brands. Few adults hold a four-year degree, a good number of people have a long drive to work, and very few work from home. Unemployment in the county is lower than a year ago, though the county has fewer jobs than the year before.
Things to do. Ramsey Lake State Recreation Area, a protected area, is in or beside town. Becks Creek, a river, is a short drive away. Farther afield, Vandalia Lake, a reservoir, is a longer drive away, as is the Vandalia State House State Historic Site, a museum.
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- 357households
- 9%of adults have a degree
- 18%below the poverty line
- 35 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Fayette County had 4,954 jobs in 2025, 1.5% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 19°; warmest in July, with highs near 85° and lows near 65°. About 13 inches of snow and 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Ramsey weather station, under a mile away (NOAA).
Largest workplaces in Fayette County
- WalmartWarehouse clubs and supercenters296
- Vandalia CUSD 203School district256FTE
- Conagra BrandsSeasoning and dressing manufacturing249
- Fayette County HospitalCritical access hospital248FTE
- Odyssey Fulfillment Managed ServicesTransportation, warehousing and logistics96
- VRC Engineered Solutions-VansealExtruded, molded or lathe-cut rubber goods manufacturing85
- Wabash Valley Produce IllinoisEggs, processed, manufacturing83
- Midwest Services GroupExcavation contractors82
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,583 people in all across the county; Ramsey has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Cold wavesRelatively high
- Heat wavesRelatively high
- Inland floodingRelatively high
- TornadoesRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ramsey’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fayette County.
Ramsey home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ramsey$150,935
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Ramsey address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ramsey — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.