Ramsey, New Jersey.
Typical home $883,930 (+10.4% in a year), asking rent $2,100 . New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$2,548 (+122%) since Jan 2020.
- 1 year
- Up $83,447 +10%
- $800,482$883,930 since Sep 2025
- 5 years
- Up $241,700 +38%
- $642,229$883,930 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ramsey$4,640
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Ramsey, NJ rose 10.4% over the past year — faster than the nation's +1.2%.
Living in Ramsey, Bergen County, New Jersey
Ramsey is a borough of 14,798 people in Bergen County. Half its households earn more than $160,996 a year and half less, against $124,884 across Bergen County; 4% of its people live below the poverty line. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in Bergen County was 4.0% in August 2026, and the county had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ramsey is a borough in Bergen County, and most homes there are lived in by their owners. Incomes run well above the county's, and relatively few residents live below the poverty line. Many adults hold a four-year degree, and the population skews a little older than the national picture. Homes cost more than in much of the country, and renting is not cheap either. Winters are cold and the summers warm, with plenty of rain and melted snow across the year.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, banks, insurance and property, and shops. Among the largest workplaces in Ramsey are the Ramsey School District, Eastwick College-Ramsey and Porcelanosa USA. Commutes are fairly long, and a good number of people work from home.
Things to do. The best-known places on the list are all a longer drive away. They include the Statue of Liberty, a well-known tourist attraction, and Central Park, a large garden. The Metropolitan Museum of Art is among the best-known museums within reach, also a longer drive away, and MetLife Stadium is the nearest of the big stadiums for football.
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- 5,455households
- 67%of adults have a degree
- 4%below the poverty line
- 32 mintypical commute
- 23%work from home
What residents work in
Employed residents by industry, from the Census survey. Bergen County had 437,006 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 20°; warmest in July, with highs near 84° and lows near 64°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Wanaque Raymond Dam weather station, 8 miles away (NOAA).
Largest workplaces in Ramsey
- Mahwah Township Public School DistrictSchool district581FTE
- Ramsey School DistrictSchool district490FTE
- Eastwick College-RamseyUniversity or college166
- PyramidRemodeling and renovating general contractors, multifamily building153
- Glatt Air TechniquesSpecial purpose industrial machinery and equipment merchant wholesalers152
- Porcelanosa USAManufacturing77
- Kohl's72
- Wawa SiteConvenience store50
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 553 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Inland floodingRelatively high
- Strong windRelatively moderate
- LightningRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ramsey’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bergen County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Ramsey home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ramsey$883,930
- New Jersey$575,123
- United States$366,157
Sellers are cutting prices on about 1 in 5 Ramsey listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ramsey18.64%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ramsey28
New listings per month
Sellers arriving at the market.
- Ramsey16
Zip codes with a Ramsey address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ramsey — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.