States · Georgia · Berrien County

Ray City, Georgia.

Typical home $233,972 (+2.6% in a year), asking rent $1,575 . Valdosta, GA metro.

What it costs per month · Ray City $1,228/mo

to buy the typical home at today's mortgage rate — +$742 (+153%) since Jan 2020.

What the home itself did
1 year
Up $5,932 +3%
$228,040$233,972 since Sep 2025
5 years
Up $70,034 +43%
$163,938$233,972 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ray City $1,228 Georgia $1,727 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ray City$1,228
  • Georgia$1,727
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 10 years.

Typical home values in Ray City, GA rose 2.6% over the past year — faster than the nation's +1.2%.

Living in Ray City, Berrien County, Georgia

Ray City is a city of 956 people in Berrien County. Unemployment in Berrien County was 3.0% in August 2026, and the county had 4.2% more jobs in 2025 than the year before. The most people in Berrien County work in manufacturing, then schools and health care.

People 956 in the 2020 census
Household income Too few homes in Ray City for the Census survey to measure.
Unemployment 3.0% Berrien County, August 2026; 3.4% a year before
Homes Too few homes in Ray City for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ray City is a very small south Georgia city where most people are likely to know one another by sight. Homes here cost less than in much of the country, though typical rents are higher than the modest home prices might suggest. Few adults hold a four-year degree, and across Berrien County incomes run below the national picture. Winters are mild, with cool days and chilly nights, and summers are hot.

Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Across Berrien County, the largest workplaces include Berrien County Schools, Willacoochee Industrial Fabrics - Nashville, and BH Electronics. Unemployment across the county is a little lower than a year ago, and the county has added jobs over the past year. A typical commute is a moderate drive.

Things to do. Banks Lake National Wildlife Refuge, a protected area a short drive away, is a place for quiet time outdoors. The New River, also a short drive away, is another spot to spend time by the water. For a bigger outing, Wild Adventures, an amusement park, is a longer drive away.

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  • 14%of adults have a degree
  • 22 mintypical commute

What people in Berrien County work in

  • Manufacturing22%
  • Schools, hospitals and social care20%
  • Shops (retail)10%
  • Building trades10%
  • Professional and business services7%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Berrien County had 3,953 jobs in 2025, 4.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 63° and 40°; warmest in July, 91° and 71° 40° 60° 80° 100° J 63° 40° F M A M J J 91° 71° A S O N D
Average daily high and low for each month: coldest in January, 63° and 40°; warmest in July, 91° and 71° 40° 60° 80° 100° J 63° 40° F M A M J J 91° 71° A S O N D

Coldest in January, with highs near 63° and lows near 40°; warmest in July, with highs near 91° and lows near 71°.

Average daily high and low, 1991–2020, at the Valdosta South weather station, 19 miles away (NOAA).

Largest workplaces in Berrien County

  1. Berrien County SchoolsSchool district435FTE
  2. Willacoochee Industrial Fabrics - NashvilleFabric finishing163
  3. veredSkilled nursing facilities115
  4. BH ElectronicsTransformers, electronic component-types, manufacturing87
  5. Dupont Pine ProductsSawmills73
  6. Patrick IndustriesBoat transporter trailers, multi-unit, manufacturing68
  7. Food LionGrocery store57
  8. Atlas ManufacturingField nurseries42

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 626 people in all across the county; Ray City has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningRelatively high
  2. HurricanesRelatively high
  3. TornadoesRelatively high
  4. Cold wavesRelatively moderate
  5. Strong windRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ray City’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Berrien County and the Valdosta, GA metro.

Ray City home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Ray City $233,972 Georgia $329,115 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Ray City$233,972
  • Georgia$329,115
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Ray City listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Ray City 22.77% United States 26.90%
15% 20% 25% 2026
  • Ray City22.77%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Ray City 38
20 40 60 2018 2022 2026
  • Ray City38

New listings per month

Sellers arriving at the market.

5 10 15 2026 Ray City 12
5 10 15 2026
  • Ray City12

Zip codes with a Ray City address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ray City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ray City