States · California · Madera County

Raymond, California.

Typical home $448,959 (-1.3% in a year). Madera, CA metro.

What it costs per month · Raymond $2,356/mo

to buy the typical home at today's mortgage rate — +$1,107 (+89%) since Jan 2020.

What the home itself did
1 year
Down $5,732 -1%
$454,691$448,959 since Sep 2025
5 years
Up $8,323 +2%
$440,635$448,959 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Raymond $2,356 California $3,997 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Raymond$2,356
  • California$3,997
  • United States$1,922

Typical home values in Raymond, CA fell 1.3% over the past year — slower than the nation's +1.2%.

Living in Raymond, Madera County, California

The Census does not count Raymond on its own, so the figures here are Madera County's. Half the county's households earn more than $76,627 a year and half less; 19% of the county's people live below the poverty line. 68% of the county's homes are lived in by their owners and 32% are rented. Unemployment in Madera County was 7.4% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most people in Madera County work in schools and health care, then farming.

People 161,000 about, in Madera County: the Census does not count Raymond on its own
Household income $76,627 the median in Madera County, give or take $3,129
Unemployment 7.4% Madera County, August 2026; 7.4% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Raymond is a small town in Madera County, in the San Joaquin Valley of central California. Because the Census does not count the town on its own, the figures that describe life here are for the whole county. Across Madera County, most homes are lived in by their owners, and fewer adults hold a four-year degree than in much of the country. Many households have modest incomes, and a sizeable share of people live below the poverty line.

Work. Many residents work in schools, hospitals and social care, and others work in farming, forestry and mining, in shops, or in factories. Unemployment in the county has stayed at the same level over the past year, and the number of jobs grew over the last year. Few people work from home, so most commute to work each day, and the trip is often a longer one than in many towns.

Things to do. Eastman Lake is a lake a short drive away, a good option for an afternoon outdoors. For a longer outing, Chilnualna Fall is a waterfall a longer drive away, and Millerton Lake, a reservoir, is also a longer drive from town. Summers here are very hot and winters are mild, so spring and autumn are the most comfortable seasons for these trips.

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  • 45,379households
  • 34.6median age
  • 18%of adults have a degree
  • 19%below the poverty line
  • 28 mintypical commute
  • 10%work from home

What people in Madera County work in

  • Schools, hospitals and social care23%
  • Farming, forestry and mining13%
  • Shops (retail)9%
  • Manufacturing9%
  • Restaurants, hotels and entertainment8%
  • Building trades7%

Employed residents by industry, from the Census survey. Madera County had 58,077 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 56° and 38°; warmest in July, 98° and 63° 40° 60° 80° 100° J F M A M J J 98° 63° A S O N D 56° 38°
Average daily high and low for each month: coldest in December, 56° and 38°; warmest in July, 98° and 63° 40° 60° 80° 100° J F M A M J J 98° 63° A S O N D 56° 38°

Coldest in December, with highs near 56° and lows near 38°; warmest in July, with highs near 98° and lows near 63°. About 11 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Madera Municipal Airport weather station, 21 miles away (NOAA).

Largest workplaces in Madera County

  1. Valley Children's HospitalChildren's hospital2,594FTE
  2. Madera UnifiedSchool district2,190FTE
  3. County of MaderaGeneral public administration1,400
  4. Cental California Women's FacilityCorrectional institutions1,248
  5. Chukchansi Gold Resort & CasinoCasino hotels1,200
  6. Table Mountain Casino ResortHotels, resort, with casinos1,136
  7. ArborWorksArborist services1,089
  8. Camarena HealthWalk-in physicians' offices639

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 99 workplaces with 20 or more staff, 19,391 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtVery high
  2. WildfireRelatively high
  3. Heat wavesRelatively high
  4. Inland floodingRelatively high
  5. LandslidesRelatively moderate
  6. EarthquakesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Madera County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Madera County and the Madera, CA metro.

Raymond home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Raymond $448,959 California $761,538 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Raymond$448,959
  • California$761,538
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 2024 2025 2026 Raymond 10
5 8 10 2024 2025 2026
  • Raymond10

Zip codes with a Raymond address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Raymond — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Raymond