Raymond, Illinois.
Typical home $164,907 (+13.0% in a year).
to buy the typical home at today's mortgage rate — +$484 (+127%) since Jan 2020.
- 1 year
- Up $19,019 +13%
- $145,888$164,907 since Sep 2025
- 5 years
- Up $54,074 +49%
- $110,833$164,907 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Raymond$866
- Illinois$1,553
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Raymond, IL rose 13.0% over the past year — faster than the nation's +1.2%.
Living in Raymond, Montgomery County, Illinois
Raymond is a village of 949 people in Montgomery County. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Montgomery County was 3.7% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Raymond is a small village in Montgomery County, Illinois, where most homes are lived in by their owners and typical home values sit well below what many older homeowners elsewhere would expect. Fewer adults here hold a four-year degree than in many parts of the country. Winters are cold, with January the coldest month, and summers are warm, with July the warmest. Snow falls through the winter, and the year brings a fair amount of rain and melted snow overall.
Work. People who live in Raymond work mainly in schools, hospitals and social care, with others in government, manufacturing, and restaurants, hotels and entertainment. Across Montgomery County, the largest workplaces include Walmart, Hillsboro CUSD 3 and St. Francis Hospital. The typical commute is a moderate one, and only a small share of people work from home. Unemployment across the county has eased compared with a year earlier, and the number of jobs there has edged up slightly.
Things to do. Lake Lou Yaeger, a reservoir, and Lake Glenn Shoals, a lake, are each a short drive away. A longer drive leads to the Abraham Lincoln Memorial Garden, a botanical garden, and to Henson Robinson Zoo. Both are an easy outing for a day when the weather is mild.
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- 406households
- 21%of adults have a degree
- 23 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Montgomery County had 8,847 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 19°; warmest in July, with highs near 86° and lows near 66°. About 16 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Morrisonville weather station, 9 miles away (NOAA).
Largest workplaces in Montgomery County
- WalmartWarehouse clubs and supercenters342
- Hillsboro CUSD 3School district296FTE
- Litchfield CUSD 12School district201FTE
- St. Francis HospitalCritical access hospital172FTE
- Dometic LitchfieldTrucks, off-highway, manufacturing165
- Hillsboro Area HospitalCritical access hospital161FTE
- Kinney ContractorsRoad construction81
- Dohrn Transfer Company79
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 2,079 people in all across the county; Raymond has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- DroughtRelatively high
- EarthquakesRelatively high
- HailRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Raymond’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County.
Raymond home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Raymond$164,907
- Illinois$295,943
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Raymond address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Raymond — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.