Raymond, Maine.
Typical home $500,408 (+0.9% in a year). Portland-South Portland, ME metro.
to buy the typical home at today's mortgage rate — +$1,495 (+132%) since Jan 2020.
- 1 year
- Up $4,368 +1%
- $496,040$500,408 since Sep 2025
- 5 years
- Up $76,221 +18%
- $424,187$500,408 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Raymond$2,627
- Maine$2,162
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 21 years.
Typical home values in Raymond, ME rose 0.9% over the past year — slower than the nation's +1.2%.
Living in Raymond, Cumberland County, Maine
Raymond is a town of 4,536 people in Cumberland County. Half its households earn more than $88,194 a year and half less, against $95,677 across Cumberland County; 5% of its people live below the poverty line. 90% of its homes are lived in by their owners and 10% are rented. Unemployment in Cumberland County was 2.6% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Raymond is a small town in Cumberland County, Maine, where nearly everyone lives in a home they own. Residents tend to be older than in most places, and a four-year degree is common among adults. Incomes sit a little below the county's, and homes here are not cheap.
Work. Many residents work in schools, hospitals and social care, with others in professional and business services, banks and insurance, or shops. Across Cumberland County, some of the biggest employers are Maine Medical Center, IDEXX World Campus and the University of Southern Maine. Commutes are long, and a good number of people work from home.
Things to do. Water is the draw here. Panther Pond is a lake in or beside town, and the Tenny River runs there too. A short drive away are Sebago Lake, a large reservoir, and Sebago Lake State Park, a protected area. A longer drive brings you to the Portland Museum of Art. Winters are cold and snowy, and summers are warm, so the lakes are at their best in July.
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- 1,934households
- 49%of adults have a degree
- 5%below the poverty line
- 37 mintypical commute
- 32%work from home
What residents work in
Employed residents by industry, from the Census survey. Cumberland County had 194,746 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 29° and lows near 11°; warmest in July, with highs near 80° and lows near 60°. About 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Windham 2NW weather station, 4 miles away (NOAA).
Largest workplaces in Cumberland County
- Maine Medical CenterGeneral hospital7,287FTE
- IDEXX World CampusCorporate2,475
- University of Southern MaineUniversity or college1,454
- Portland Public SchoolsSchool district1,407FTE
- Mercy HospitalGeneral hospital1,102FTE
- Bowdoin CollegeUniversity or college1,080
- MID Coast HospitalGeneral hospital1,048FTE
- Spring Harbor HospitalPsychiatric hospital911FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 366 workplaces with 20 or more staff, 45,041 people in all across the county; Raymond has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Ice stormsVery high
- LightningRelatively high
- HurricanesRelatively moderate
- Coastal floodingRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Cumberland County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cumberland County and the Portland-South Portland, ME metro.
Raymond home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Raymond$500,408
- Maine$412,002
- United States$366,157
Sellers are cutting prices on about 1 in 3 Raymond listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Raymond30.85%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Raymond28
New listings per month
Sellers arriving at the market.
- Raymond8
Zip codes with a Raymond address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Raymond — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.