Redding, California.
Typical home $385,253 (-0.4% in a year), asking rent $1,647 (+4.1%). Redding, CA metro.
to buy the typical home at today's mortgage rate — +$953 (+89%) since Jan 2020.
- 1 year
- Down $1,485 -0%
- $386,739$385,253 since Sep 2025
- 5 years
- Up $21,859 +6%
- $363,394$385,253 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Redding$2,022
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 59 years.
Typical home values in Redding, CA fell 0.4% over the past year — slower than the nation's +1.2%.
Asking rents in Redding, CA rose 4.1% over the past year — faster than the nation's +2.7%.
Owning the typical home in Redding runs $1,010/mo more than renting one. The gap peaked at $1,300 in Oct 2023.
That is $2,657 a month against $1,647 rent: a $2,022 mortgage payment, plus $223 property tax and $412 insurance & upkeep.
Owning vs renting — Redding
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,657
- Renting$1,647
- Mortgage only$2,022
Property tax · $223/mo 0.69% of value a year — the ACS 2020-2024 median bill over the median home value for Shasta County, CA
Insurance & upkeep · $412/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Redding, Shasta County, California
Redding is a city of 93,611 people in Shasta County. Half its households earn more than $70,466 a year and half less, against $72,636 across Shasta County; 14% of its people live below the poverty line. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Redding was 5.2% in August 2026, and Shasta County had 2.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Redding is a city and the largest community in Shasta County. Incomes here run a little below the county's, and more households rent than across much of the country's older, owner-heavy towns, though most homes are still lived in by their owners. Few adults hold a four-year degree compared with the nation's larger metros, and commutes are short.
Work. Many residents work in schools, hospitals and social care, followed by shops, restaurants and hotels, and professional and business services. Among the largest workplaces in Redding are Mercy Medical Center Redding, Shasta Community Health Center and CAL Fire. Unemployment has barely changed from a year ago, and the county has added a few more jobs than it had the year before.
Things to do. In or beside town, Turtle Bay Exploration Park is a botanical garden and the Cascade Theatre is a theatre, both easy outings. A short drive away, Whiskeytown Lake is a reservoir good for a day by the water. Winters are mild and cool, with very little snow, and summers are very hot, so shade and water are the main draw.
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- 36,847households
- 27%of adults have a degree
- 14%below the poverty line
- 17 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Shasta County had 71,664 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 56° and lows near 37°; warmest in July, with highs near 100° and lows near 67°. About 3 inches of snow and 34 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Redding Municipal Airport weather station, 5 miles away (NOAA).
Largest workplaces in Redding
- Mercy Medical Center ReddingGeneral hospital1,508FTE
- Shasta Community Health CenterCommunity health centers and clinics, outpatient536
- CAL FireCal fire503
- Shasta Regional Medical CenterGeneral hospital492FTE
- WalmartWarehouse clubs and supercenters465
- Shasta Union High SchoolsSchool district448FTE
- Redding Elementary SchoolsSchool district411FTE
- Enterprise Elementary SchoolsSchool district393FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 79 workplaces with 20 or more staff, 10,289 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- WildfireRelatively high
- Earthquakesrelatively high in parts of ReddingRelatively moderate
- Inland floodingrelatively high in parts of ReddingRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Redding’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Shasta County and the Redding, CA metro.
Redding home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Redding$385,253
- California$761,538
- United States$366,157
Sellers are cutting prices on about 1 in 3 Redding listings, and the typical home goes pending in 27 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Redding31.88%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Redding27
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Redding463
New listings per month
Sellers arriving at the market.
- Redding132
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Redding$391,456
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Redding98.62%
Zip codes with a Redding address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Redding — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Redding
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 96003 | Redding | 44,923 | $1,711 | $397,277 |
| 96001 | Redding | 33,817 | $1,543 | $379,206 |
| 96002 | Redding | 33,783 | $1,625 | $375,487 |