Rhinebeck, New York.
, asking rent $3,051 . Poughkeepsie-Newburgh-Middletown, NY metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Rhinebeck, Dutchess County, New York
Rhinebeck is a village of 2,697 people in Dutchess County. Half its households earn more than $70,496 a year and half less, against $99,478 across Dutchess County; 4% of its people live below the poverty line. 54% of its homes are lived in by their owners and 46% are rented. Unemployment in Dutchess County was 3.9% in August 2026, and the county had 3.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rhinebeck is a village in Dutchess County, home to a small population that is older than in most places, with many residents past middle age. Adults here are well educated, with a four-year degree common among them, and household incomes run well below the county's while rents are high. Most homes are lived in by their owners, though renters are a real part of the community. Winters are cold, with January the coldest month, and summers turn hot in July, with plenty of rain and melted snow across the year.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, shops and other services. The largest workplaces in Rhinebeck are Northern Dutchess Hospital, the Rhinebeck Central School District and Astor Services for Children & Families. Across Dutchess County, jobs have grown over the past year, and unemployment is a little higher than a year ago.
Things to do. Rondout Creek is a river in or beside town, and Margaret Lewis Norrie State Park, a protected area, is a short drive away. Also a short drive off is the Old Rhinebeck Aerodrome, a museum. A longer drive takes visitors to the Franklin D. Roosevelt Presidential Library and Museum.
Report a mistake
- 1,503households
- 50%of adults have a degree
- 4%below the poverty line
What residents work in
Employed residents by industry, from the Census survey. Dutchess County had 116,699 jobs in 2025, 3.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 11°; warmest in July, with highs near 86° and lows near 56°. About 51 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rhinebeck 4SE weather station, 4 miles away (NOAA).
Largest workplaces in Rhinebeck
- Northern Dutchess HospitalGeneral hospital558FTE
- Rhinebeck Central School DistrictSchool district210FTE
- Astor Services for Children & FamiliesAdministrative management services113
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 1,078 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rhinebeck’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dutchess County and the Poughkeepsie-Newburgh-Middletown, NY metro.
Rhinebeck home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Rhinebeck listings — the market is roughly in balance.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Rhinebeck21.30%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rhinebeck56
New listings per month
Sellers arriving at the market.
- Rhinebeck15
Zip codes with a Rhinebeck address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rhinebeck — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.