Rialto, California.
Typical home $586,960 (+1.7% in a year), asking rent $2,675 (+2.8%). Riverside-San Bernardino-Ontario, CA metro.
to buy the typical home at today's mortgage rate — +$1,673 (+119%) since Jan 2020.
- 1 year
- Up $9,915 +2%
- $577,045$586,960 since Sep 2025
- 5 years
- Up $105,817 +22%
- $481,143$586,960 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rialto$3,081
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Rialto, CA rose 1.7% over the past year — faster than the nation's +1.2%.
Asking rents in Rialto, CA rose 2.8% over the past year — in step with the nation.
Owning the typical home in Rialto runs $1,377/mo more than renting one. The gap peaked at $1,592 in May 2024.
That is $4,052 a month against $2,675 rent: a $3,081 mortgage payment, plus $343 property tax and $628 insurance & upkeep.
Owning vs renting — Rialto
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,052
- Renting$2,675
- Mortgage only$3,081
Property tax · $343/mo 0.70% of value a year — the ACS 2020-2024 median bill over the median home value for San Bernardino County, CA
Insurance & upkeep · $628/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Rialto, San Bernardino County, California
Rialto is a city of 104,026 people in San Bernardino County. Half its households earn more than $88,857 a year and half less, against $85,478 across San Bernardino County; 13% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in Rialto was 5.8% in August 2026, and San Bernardino County had 0.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then transport and warehouses.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rialto is a city in San Bernardino County with a young population compared with much of the country, and a good many households are headed by working-age adults and families. Incomes run a little above the county's, and most homes are lived in by their owners. Fewer adults hold a four-year degree than in many places, and winters are mild, with little or no snow and not much rain across the year, while summers get very hot.
Work. Many residents work in schools, hospitals and social care, in transport, warehouses and utilities, and in shops. Some of the largest workplaces in Rialto are Amazon, FedEx and Rialto Unified, the school district. Commutes are on the long side, and few people work from home.
Things to do. Lytle Creek, a river, and Glen Helen Amphitheater, a theatre for concerts, are each a short drive away. Auto Club Speedway, a race track, is also a short drive away. For a longer outing, Big Bear Lake is a reservoir in the mountains, a longer drive from town.
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- 27,047households
- 13%of adults have a degree
- 13%below the poverty line
- 32 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. San Bernardino County had 848,961 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 69° and lows near 43°; warmest in August, with highs near 97° and lows near 64°. About 10 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Riverside Citrus Experiment weather station, 10 miles away (NOAA).
Largest workplaces in Rialto
- AmazonGeneral warehousing and storage3,541
- FedExCourier and express delivery services3,255
- Rialto UnifiedSchool district2,384FTE
- AmazonGeneral warehousing and storage2,266
- TargetDiscount department stores1,548
- FedExCourier and express delivery services962
- AmazonGeneral warehousing and storage835
- FedExCourier and express delivery services742
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 86 workplaces with 20 or more staff, 23,337 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively high
- Inland floodingrelatively high in parts of RialtoRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rialto’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Bernardino County and the Riverside-San Bernardino-Ontario, CA metro.
Rialto home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rialto$586,960
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Rialto listings, and the typical home goes pending in 26 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Rialto22.61%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Rialto26
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rialto142
New listings per month
Sellers arriving at the market.
- Rialto43
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Rialto$578,963
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Rialto100.85%
Zip codes with a Rialto address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rialto — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Rialto
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 92376 | Rialto | 84,394 | $2,591 | $564,033 |
| 92377 | Rialto | 20,814 | $3,311 | $642,838 |