Ridgeside, Tennessee.
Typical home $539,439 (-2.2% in a year). Chattanooga, TN-GA metro.
to buy the typical home at today's mortgage rate — +$157 (+6%) since Dec 2023.
- 1 year
- Down $12,130 -2%
- $551,569$539,439 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ridgeside$2,831
- Tennessee$1,737
- United States$1,922
Typical home values in Ridgeside, TN fell 2.2% over the past year — slower than the nation's +1.2%.
Living in Ridgeside, Hamilton County, Tennessee
Ridgeside is a city of 446 people in Hamilton County. Half its households earn more than $191,167 a year and half less, against $76,183 across Hamilton County; 3% of its people live below the poverty line. 93% of its homes are lived in by their owners and 7% are rented. Unemployment in Hamilton County was 3.5% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most people in Hamilton County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ridgeside is a very small city in Hamilton County, and nearly everyone who lives there owns their home. Incomes run well above the county's, and very few households fall below the poverty line. Residents are older than in many places, and homes are priced high for the area. Winters are cool, with January days staying chilly and nights dipping to freezing, and only a little snow. Summers are hot, with July afternoons that turn properly warm, and rain and melted snow add up to a generous amount over the year.
Work. Residents work mostly in schools, hospitals and social care, with others in manufacturing, shops, and professional and business services. Across Hamilton County, some of the largest workplaces are Hamilton County Schools, Erlanger Medical Center and Volkswagen Group of America, Chattanooga Operations. Unemployment in the county has stayed close to where it stood a year earlier, while the number of jobs there slipped slightly last year.
Things to do. The Chattanooga Zoo at Warner Park and the Reflection Riding Arboretum and Botanical Garden are in or beside town, handy for a quiet afternoon outdoors. The Hunter Museum of American Art and the Tennessee Aquarium are both a short drive away. Ruby Falls, a waterfall, is also a short drive away.
Report a mistake
- 3%below the poverty line
What people in Hamilton County work in
Employed residents by industry, from the Census survey. Hamilton County had 219,580 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 32°; warmest in July, with highs near 90° and lows near 71°. About 4 inches of snow and 55 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chattanooga Lovell Airport weather station, 3 miles away (NOAA).
Largest workplaces in Hamilton County
- Hamilton County SchoolsSchool district6,512FTE
- USXpressContainer trucking services, long-distance6,267
- Erlanger Medical CenterGeneral hospital5,590FTE
- BlueCross BlueShield of TennesseeHealth insurance carriers, direct5,310
- Volkswagen Group of America, Chattanooga OperationsChassis, automobile, manufacturing3,981
- McKee FoodsCroutons and bread crumbs made in commercial bakeries3,175
- City of ChattanoogaExecutive offices, federal, state, and local2,618
- Memorial Health Care SystemGeneral hospital2,420FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 445 workplaces with 20 or more staff, 82,961 people in all across the county; Ridgeside has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Inland floodingVery high
- Strong windRelatively high
- LightningRelatively high
- Winter weatherRelatively high
- EarthquakesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ridgeside’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hamilton County and the Chattanooga, TN-GA metro.
Ridgeside home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ridgeside$539,439
- Tennessee$330,844
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Ridgeside address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ridgeside — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.