States · Iowa · Winneshiek County

Ridgeway, Iowa.

Typical home $329,764 (+6.4% in a year).

What it costs per month · Ridgeway $1,731/mo

to buy the typical home at today's mortgage rate — +$817 (+89%) since Feb 2022.

What the home itself did
1 year
Up $19,975 +6%
$309,788$329,764 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Ridgeway $1,731 Iowa $1,242 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Ridgeway$1,731
  • Iowa$1,242
  • United States$1,922

Typical home values in Ridgeway, IA rose 6.4% over the past year — faster than the nation's +1.2%.

Living in Ridgeway, Winneshiek County, Iowa

Ridgeway is a city of 275 people in Winneshiek County. Unemployment in Winneshiek County was 2.5% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Winneshiek County work in schools and health care, then manufacturing.

People 275 in the 2020 census
Household income Too few homes in Ridgeway for the Census survey to measure.
Unemployment 2.5% Winneshiek County, August 2026; 2.6% a year before
Homes Too few homes in Ridgeway for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ridgeway is a very small city in Winneshiek County, in the hills of northeast Iowa, where nearly everyone is a near neighbor. Homes here are worth more than the typical home value in many small Iowa towns, and fewer residents live below the poverty line than you might expect for a place this size. Winters are cold, with January highs staying below freezing and lows well down into the single digits. Snowfall is heavy, summers turn warm, and rain and melted snow arrive in fair amounts through the year.

Work. Residents of Ridgeway work mostly in schools, hospitals and social care, with many others in manufacturing, shops and the building trades. Across Winneshiek County, some of the largest workplaces are Luther College, Winneshiek Medical Center and Northeast Iowa Community College. A typical commute is short, and relatively few people work from home. Unemployment across the county is low, and the number of jobs there has held steady over the past year.

Things to do. The Bily Clock Museum is a short drive away, as is Pine Creek, a small river good for a quiet afternoon outdoors. A longer drive takes you to the Vesterheim Norwegian-American Museum, a museum of the region's Norwegian heritage, or to the Turkey River, a river for time on the water or along its banks. Several state preserves and a state park with caves also lie within a longer drive.

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  • 19%of adults have a degree
  • 5%below the poverty line
  • 20 mintypical commute
  • 7%work from home

What people in Winneshiek County work in

  • Schools, hospitals and social care29%
  • Manufacturing13%
  • Shops (retail)10%
  • Building trades9%
  • Restaurants, hotels and entertainment8%
  • Farming, forestry and mining6%

Employed residents by industry, from the Census survey. Winneshiek County had 10,515 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 24° and 6°; warmest in July, 83° and 60° 0° 20° 40° 60° 80° J 24° 6° F M A M J J 83° 60° A S O N D
Average daily high and low for each month: coldest in January, 24° and 6°; warmest in July, 83° and 60° 0° 20° 40° 60° 80° J 24° 6° F M A M J J 83° 60° A S O N D

Coldest in January, with highs near 24° and lows near 6°; warmest in July, with highs near 83° and lows near 60°. About 40 inches of snow and 38 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cresco Northeast weather station, 8 miles away (NOAA).

Largest workplaces in Winneshiek County

  1. Northeast Iowa Community CollegeTwo-year college664
  2. Luther CollegeUniversity or college454
  3. Winneshiek Medical CenterCritical access hospital428FTE
  4. WalmartWarehouse clubs and supercenters297
  5. Stanley Engineered FasteningBolts, metal, manufacturing270
  6. Decorah Community School DistrictSchool district255FTE
  7. Reilly Construction CoConstruction management, mass transit208
  8. Iowa Rotocast PlasticsCoolers or ice chests, plastics, manufacturing204

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 25 workplaces with 20 or more staff, 2,544 people in all across the county; Ridgeway has none of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailVery high
  2. TornadoesVery high
  3. DroughtRelatively high
  4. Inland floodingRelatively high
  5. Cold wavesRelatively high
  6. Strong windRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ridgeway’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Winneshiek County.

Ridgeway home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2022 2023 2024 2025 2026 Ridgeway $329,764 Iowa $236,623 United States $366,157
$200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • Ridgeway$329,764
  • Iowa$236,623
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
falling flat warming hot overheating runaway

Zip codes with a Ridgeway address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ridgeway — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ridgeway