Ridgewood, New Jersey.
Typical home $1,254,771 (+11.6% in a year), asking rent $4,015 . New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$3,900 (+145%) since Jan 2020.
- 1 year
- Up $130,822 +12%
- $1,123,949$1,254,771 since Sep 2025
- 5 years
- Up $418,341 +50%
- $836,430$1,254,771 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ridgewood$6,586
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Ridgewood, NJ rose 11.6% over the past year — faster than the nation's +1.2%.
Living in Ridgewood, Bergen County, New Jersey
Ridgewood is a village of 25,979 people in Bergen County. Half its households earn more than $208,211 a year and half less, against $124,884 across Bergen County; 4% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Ridgewood was 2.9% in August 2026, and Bergen County had 0.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ridgewood is a village in Bergen County, and most homes there are lived in by their owners. Incomes run well above the county's, few residents live below the poverty line, and a four-year degree is common among adults. Typical home values and rents are high. Winters are cold, with January the coldest month, and summers turn warm by July.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, and in banks, insurance and property. Within the village, The Valley Hospital, the Ridgewood Public School District and Super Stop & Shop are among the largest workplaces. Unemployment is lower than a year ago, though Bergen County has seen slightly fewer jobs than the year before. Commutes are fairly long, and a good number of residents work from home.
Things to do. The best known places nearby are a longer drive away. They include the Statue of Liberty, a tourist attraction, the Metropolitan Museum of Art, a museum, and Central Park, a garden. MetLife Stadium, a stadium, is also a longer drive away.
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- 8,903households
- 80%of adults have a degree
- 4%below the poverty line
- 35 mintypical commute
- 32%work from home
What residents work in
Employed residents by industry, from the Census survey. Bergen County had 437,006 jobs in 2025, 0.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 39° and lows near 22°; warmest in July, with highs near 86° and lows near 65°.
Average daily high and low, 1991–2020, at the Little Falls weather station, 9 miles away (NOAA).
Largest workplaces in Ridgewood
- THE Valley HospitalGeneral hospital3,382FTE
- Ridgewood Public School DistrictSchool district953FTE
- Super Stop & ShopGrocery stores145
- Scale Microgrid Solutions OperatingElectric power generation, solar119
- Genesis HealthCareSkilled nursing facilities58
- RidgewoodMail and parcel delivery57
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 379 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Winter weatherrelatively high in parts of RidgewoodRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ridgewood’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bergen County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Ridgewood home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ridgewood$1,254,771
- New Jersey$575,123
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 9 Ridgewood listings, and the typical home goes pending in 14 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ridgewood11.25%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Ridgewood14
- United States21
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ridgewood34
New listings per month
Sellers arriving at the market.
- Ridgewood16
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Ridgewood$1,486,133
- United States$371,553
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Ridgewood114.86%
Zip codes with a Ridgewood address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ridgewood — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.