Rincon, Georgia.
Typical home $337,747 (-2.0% in a year), asking rent $1,989 (-1.4%). Savannah, GA metro.
to buy the typical home at today's mortgage rate — +$979 (+123%) since Jan 2020.
- 1 year
- Down $6,964 -2%
- $344,711$337,747 since Sep 2025
- 5 years
- Up $81,201 +32%
- $256,546$337,747 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rincon$1,773
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Rincon, GA fell 2.0% over the past year — slower than the nation's +1.2%.
Asking rents in Rincon, GA fell 1.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Rincon runs $399/mo more than renting one. The gap peaked at $482 in Jan 2025.
That is $2,389 a month against $1,989 rent: a $1,773 mortgage payment, plus $254 property tax and $362 insurance & upkeep.
Owning vs renting — Rincon
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,389
- Renting$1,989
- Mortgage only$1,773
Property tax · $254/mo 0.90% of value a year — the ACS 2020-2024 median bill over the median home value for Effingham County, GA
Insurance & upkeep · $362/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Rincon, Effingham County, Georgia
Rincon is a city of 10,934 people in Effingham County. Half its households earn more than $74,417 a year and half less, against $88,438 across Effingham County; 9% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Effingham County was 2.7% in August 2026, and the county had 4.8% more jobs in 2025 than the year before. The most residents work in manufacturing, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rincon is a small city in Effingham County, in the Savannah area, with a population that is young compared with much of the country. Incomes here run below the county's, and most homes are lived in by their owners, though renting is also common. Winters are mild with little or no snow, summers are hot, and the rain falls steadily through the year.
Work. Residents work mostly in manufacturing, shops, schools, hospitals and social care, and in transport, warehouses and utilities. Among the largest workplaces in town are Walmart and Kroger. The county's unemployment rate is low and has eased slightly over the past year, and the county has added jobs, while the typical commute is a fairly long one and few people work from home.
Things to do. For time outdoors, Savannah National Wildlife Refuge, a protected area, is a short drive away, as are Abercorn Creek and Black Creek, both waterways. A longer drive brings you to Fort Pulaski National Monument, a fort, and to Forsyth Park in Savannah.
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- 4,376households
- 25%of adults have a degree
- 9%below the poverty line
- 29 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Effingham County had 14,590 jobs in 2025, 4.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 61° and lows near 40°; warmest in July, with highs near 92° and lows near 74°. About 48 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Savannah International Airport weather station, 12 miles away (NOAA).
Largest workplaces in Rincon
- WalmartWarehouse clubs and supercenters323
- Kroger Atlanta KMASupermarkets and other grocery except convenience stores234
- RinconMail and parcel delivery32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 589 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- Heat wavesrelatively high in parts of RinconRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rincon’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Effingham County and the Savannah, GA metro.
Rincon home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rincon$337,747
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Rincon listings, and the typical home goes pending in 43 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Rincon28.34%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Rincon43
- United States21
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rincon143
New listings per month
Sellers arriving at the market.
- Rincon32
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Rincon$330,201
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Rincon98.57%
Zip codes with a Rincon address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rincon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.