Riverbank, California.
Typical home $480,483 (+0.6% in a year), asking rent $2,328 . Modesto, CA metro.
to buy the typical home at today's mortgage rate — +$1,280 (+103%) since Jan 2020.
- 1 year
- Up $2,680 +1%
- $477,803$480,483 since Sep 2025
- 5 years
- Up $46,920 +11%
- $433,562$480,483 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Riverbank$2,522
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 34 years.
Typical home values in Riverbank, CA rose 0.6% over the past year — slower than the nation's +1.2%.
Living in Riverbank, Stanislaus County, California
Riverbank is a city of 24,865 people in Stanislaus County. Half its households earn more than $87,966 a year and half less, against $81,468 across Stanislaus County; 13% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Riverbank was 7.9% in August 2026, and Stanislaus County had about as many jobs in 2025 as the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Riverbank is a city in Stanislaus County, in California's Central Valley, with a younger population than many American towns. Household incomes run somewhat above the county's, and most homes are lived in by their owners, though typical home prices and rents are high. A four-year degree is held by fewer adults here than across much of the country. Winters are mild and cool, summers are hot, and the year brings little rain.
Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, government and shops. Among the largest workplaces in Riverbank are Costco Wholesale, the Riverbank Unified school district and Torres Brothers Construction. Unemployment is higher than it was a year ago, and the county has about the same number of jobs as it did the year before. Many people face a fairly long commute, and few work from home.
Things to do. Graceada Park, a park a short drive away, and Naraghi Lake, a lake just as close, are the nearest places to spend an afternoon outdoors. For an evening out, the Gallo Center for the Arts is a theatre a short drive away. The Tuolumne River, a longer drive away, offers water and open country for those willing to go farther.
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- 7,693households
- 20%of adults have a degree
- 13%below the poverty line
- 30 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Stanislaus County had 199,343 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 56° and lows near 39°; warmest in July, with highs near 95° and lows near 63°. About 12 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Modesto City County Airport weather station, 7 miles away (NOAA).
Largest workplaces in Riverbank
- Costco WholesaleWholesale grocer324
- Riverbank UnifiedSchool district300FTE
- Torres Brothers ConstructionBuilding framing281
- Monschein IndustriesKitchen cabinets, stock or custom wood, manufacturing226
- Silgan Containers RiverbankCan lids and ends, light gauge metal, manufacturing167
- Galaxy Patterson RoadCinemas76
- Kohl's65
- American LaminatesApplicators, wood, manufacturing32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 1,214 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- EarthquakesRelatively moderate
- Heat wavesRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Riverbank’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Stanislaus County and the Modesto, CA metro.
Riverbank home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Riverbank$480,483
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Riverbank listings, and the typical home goes pending in 16 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Riverbank33.77%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Riverbank57
New listings per month
Sellers arriving at the market.
- Riverbank24
Zip codes with a Riverbank address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Riverbank — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.