Rocklin, California.
Typical home $688,043 (+0.7% in a year), asking rent $2,408 (+1.7%). Sacramento-Roseville-Folsom, CA metro.
to buy the typical home at today's mortgage rate — +$1,699 (+89%) since Jan 2020.
- 1 year
- Up $4,640 +1%
- $683,403$688,043 since Sep 2025
- 5 years
- Up $25,034 +4%
- $663,009$688,043 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rocklin$3,611
- California$3,997
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 94 years.
Typical home values in Rocklin, CA rose 0.7% over the past year — slower than the nation's +1.2%.
Asking rents in Rocklin, CA rose 1.7% over the past year — slower than the nation's +2.7%.
Owning the typical home in Rocklin runs $2,424/mo more than renting one. The gap peaked at $2,739 in Oct 2023.
That is $4,832 a month against $2,408 rent: a $3,611 mortgage payment, plus $484 property tax and $737 insurance & upkeep.
Owning vs renting — Rocklin
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,832
- Renting$2,408
- Mortgage only$3,611
Property tax · $484/mo 0.84% of value a year — the ACS 2020-2024 median bill over the median home value for Placer County, CA
Insurance & upkeep · $737/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Rocklin, Placer County, California
Rocklin is a city of 71,601 people in Placer County. Half its households earn more than $124,168 a year and half less, against $115,998 across Placer County; 6% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Rocklin was 4.7% in August 2026, and Placer County had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rocklin is a city in Placer County where most homes are lived in by their owners, and household incomes run above the county's. Residents tend to be well educated, with many adults holding a four-year degree, and a share of people work from home. Winters are mild and wet, with December the coldest month, while summers turn hot, with July the warmest.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, and in banking, insurance and property. Some of the largest workplaces in Rocklin are Sierra College, Rocklin Unified and William Jessup University. Joblessness has held roughly steady over the past year, and the county has added jobs at a slight pace.
Things to do. Folsom Lake, a reservoir, is a short drive away, as is the North Fork American River. Folsom Powerhouse State Historic Park, a protected area, is also a short drive away. For a longer outing, the Crocker Art Museum is a longer drive away.
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- 25,951households
- 48%of adults have a degree
- 6%below the poverty line
- 26 mintypical commute
- 24%work from home
What residents work in
Employed residents by industry, from the Census survey. Placer County had 188,212 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 56° and lows near 37°; warmest in July, with highs near 93° and lows near 63°. About 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Auburn weather station, 11 miles away (NOAA).
Largest workplaces in Rocklin
- Sierra CollegeTwo-year college1,122
- Rocklin UnifiedSchool district1,078FTE
- William Jessup UniversityUniversity or college450
- UPSCouriers and express delivery services421
- UNFI RocklinGeneral-line groceries merchant wholesalers330
- American Medical Response201
- JTandT Delivery Service PartnerLast mile ground parcel delivery139
- SafewaySupermarkets and other grocery stores127
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 36 workplaces with 20 or more staff, 3,117 people in all. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rocklin’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Placer County and the Sacramento-Roseville-Folsom, CA metro.
Rocklin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rocklin$688,043
- California$761,538
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Rocklin listings, and the typical home goes pending in 30 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Rocklin35.41%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Rocklin30
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rocklin221
New listings per month
Sellers arriving at the market.
- Rocklin68
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Rocklin$678,667
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Rocklin99.50%
Zip codes with a Rocklin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rocklin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Rocklin
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 95765 | Rocklin | 43,871 | $2,569 | $716,840 |
| 95677 | Rocklin | 29,206 | $2,263 | $649,072 |