States · New York · Suffolk County

Rocky Point, New York.

Typical home $552,590 (+4.3% in a year). New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Rocky Point $2,900/mo

to buy the typical home at today's mortgage rate — +$1,650 (+132%) since Jan 2020.

What the home itself did
1 year
Up $22,720 +4%
$529,870$552,590 since Sep 2025
5 years
Up $132,229 +31%
$420,361$552,590 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Rocky Point $2,900 New York $2,755 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Rocky Point$2,900
  • New York$2,755
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Rocky Point, NY rose 4.3% over the past year — faster than the nation's +1.2%.

Living in Rocky Point, Suffolk County, New York

Rocky Point, in Suffolk County, had 13,633 people in the 2020 census. Half its households earn more than $127,024 a year and half less, against $130,686 across Suffolk County; 3% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Suffolk County was 4.1% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 13,633 in the 2020 census; median age 40.5
Household income $127,024 the median, give or take $12,944 · Suffolk County: $130,686
Unemployment 4.1% Suffolk County, August 2026; 4.0% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Rocky Point is a community in Suffolk County where nearly everyone owns the home they live in, a much higher share than across most of the country. Household incomes run a little below the county's, and few residents live below the poverty line. The population is of middle age, and a good number of adults hold a four-year degree. Winters are cold, with January highs only a little above freezing and lows well below it, while July is warm. Rain and melted snow add up to a fair amount over the year.

Work. Residents work mainly in schools, hospitals and social care, in professional and business services, in shops, and in transport, warehousing and utilities. Across Suffolk County, some of the largest workplaces are Stony Brook University Hospital, Stony Brook University and South Shore University Hospital. Commutes are fairly long, and a modest number of people work from home. Unemployment across the county has held close to where it stood a year earlier, and the county has added jobs over the past year.

Things to do. Brookhaven State Park, Wildwood State Park and Cedar Beach are all a short drive away, offering protected woodland and shoreline for walks and time by the water. Artist Lake, also a short drive away, is a quiet spot for a lakeside visit. For a longer outing, the Long Island Museum of American Art, History, and Carriages is a museum a longer drive away.

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  • 4,914households
  • 36%of adults have a degree
  • 3%below the poverty line
  • 36 mintypical commute
  • 9%work from home

What residents work in

  • Schools, hospitals and social care34%
  • Professional and business services13%
  • Shops (retail)9%
  • Transport, warehouses and utilities7%
  • Government7%
  • Building trades6%

Employed residents by industry, from the Census survey. Suffolk County had 689,858 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 41° and 26°; warmest in July, 83° and 68° 20° 40° 60° 80° J 41° 26° F M A M J J 83° 68° A S O N D
Average daily high and low for each month: coldest in January, 41° and 26°; warmest in July, 83° and 68° 20° 40° 60° 80° J 41° 26° F M A M J J 83° 68° A S O N D

Coldest in January, with highs near 41° and lows near 26°; warmest in July, with highs near 83° and lows near 68°. About 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Mount Sinai weather station, 4 miles away (NOAA).

Largest workplaces in Suffolk County

  1. Stony Brook University HospitalGeneral hospital8,738FTE
  2. Stony Brook UniversityUniversity or college5,585
  3. Canon USACopier rental or leasing4,982
  4. South Shore University HospitalGeneral hospital3,739FTE
  5. Good Samaritan HospitalGeneral hospital3,305FTE
  6. New York Cancer & Blood SpecialistsOncologists' offices2,917
  7. Huntington HospitalGeneral hospital2,760FTE
  8. Internal Revenue ServiceFederal government · Department of the Treasury2,511

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 974 workplaces with 20 or more staff, 152,960 people in all across the county; Rocky Point has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rocky Point’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Suffolk County and the New York-Newark-Jersey City, NY-NJ-PA metro.

Rocky Point home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Rocky Point $552,590 New York $524,942 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Rocky Point$552,590
  • New York$524,942
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Rocky Point listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Rocky Point 22.10% United States 26.90%
5% 10% 15% 20% 25% 2018 2022 2026
  • Rocky Point22.10%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

25 50 75 100 2018 2019 2020 2021 2022 2023 2024 2025 2026 Rocky Point 62
25 50 75 100 2018 2022 2026
  • Rocky Point62

New listings per month

Sellers arriving at the market.

10 15 20 25 2025 2026 Rocky Point 20
10 15 20 25 2025 2026
  • Rocky Point20

Zip codes with a Rocky Point address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rocky Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Rocky Point