Rome, Georgia.
Typical home $231,263 (+1.3% in a year), asking rent $1,278 (+1.8%). Rome, GA metro.
to buy the typical home at today's mortgage rate — +$687 (+131%) since Jan 2020.
- 1 year
- Up $2,911 +1%
- $228,352$231,263 since Sep 2025
- 5 years
- Up $50,156 +28%
- $181,107$231,263 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rome$1,214
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Rome, GA rose 1.3% over the past year — in step with the nation.
Asking rents in Rome, GA rose 1.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in Rome runs $346/mo more than renting one. The gap peaked at $424 in May 2024.
That is $1,625 a month against $1,278 rent: a $1,214 mortgage payment, plus $163 property tax and $248 insurance & upkeep.
Owning vs renting — Rome
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,625
- Renting$1,278
- Mortgage only$1,214
Property tax · $163/mo 0.85% of value a year — the ACS 2020-2024 median bill over the median home value for Floyd County, GA
Insurance & upkeep · $248/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Rome, Floyd County, Georgia
Rome is a city of 37,713 people in Floyd County. Half its households earn more than $54,435 a year and half less, against $65,565 across Floyd County; 21% of its people live below the poverty line. 49% of its homes are lived in by their owners and 51% are rented. Unemployment in Rome was 3.5% in August 2026, and Floyd County had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rome is a city where incomes run below the county's, and fewer homes are lived in by their owners than you might expect, with renters making up a large part of the town. The typical adult is neither especially young nor old, and a four-year degree is held by a minority of adults. Winters are mild and cool, summers are hot, and rain is plentiful through the year, with little or no snow.
Work. Many residents work in schools, hospitals and social care, and manufacturing and the restaurant and hotel trades also employ a good number. Among the largest workplaces in Rome are Atrium Health Floyd Medical Center, AdventHealth Redmond and Floyd County Schools. Unemployment has eased compared with a year earlier, and most people have a fairly short drive to work.
Things to do. The Etowah River and the Oostanaula River flow in or beside town, and the Chieftains Museum is in or beside Rome too. The DeSoto Theatre is also in town. For a short drive, Lake Conasauga is a reservoir nearby, and the Etowah Indian Mounds, an archaeological site, are a longer drive away.
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- 14,983households
- 28%of adults have a degree
- 21%below the poverty line
- 22 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Floyd County had 44,187 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 30°; warmest in July, with highs near 90° and lows near 68°. About 55 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Rome weather station, 2 miles away (NOAA).
Largest workplaces in Rome
- Atrium Health Floyd Medical CenterGeneral medical and surgical hospitals1,890
- AdventHealth Redmond1,393
- Floyd County SchoolsSchool district1,290FTE
- Rome City SchoolsSchool district912FTE
- OTR Wheel EngineeringTruck tires and tubes dealers496
- WalmartWarehouse clubs and supercenters370
- WalmartWarehouse clubs and supercenters343
- Kerry RomeBread crumbs not made in bakeries324
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 43 workplaces with 20 or more staff, 8,285 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Strong windRelatively high
- Cold wavesRelatively high
- Inland floodingRelatively high
- DroughtRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rome’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Floyd County and the Rome, GA metro.
Rome home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rome$231,263
- Georgia$329,115
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Rome listings, and the typical home goes pending in 39 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Rome28.20%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Rome39
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rome422
New listings per month
Sellers arriving at the market.
- Rome97
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Rome$232,878
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Rome96.57%
Zip codes with a Rome address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rome — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Rome
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 30165 | Rome | 43,001 | $1,297 | $238,884 |
| 30161 | Rome | 34,705 | $1,254 | $218,472 |