Ronan, Montana.
Typical home $428,122 (+2.1% in a year).
to buy the typical home at today's mortgage rate — +$1,381 (+159%) since Jan 2020.
- 1 year
- Up $8,706 +2%
- $419,416$428,122 since Sep 2025
- 5 years
- Up $80,682 +23%
- $347,440$428,122 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ronan$2,247
- Montana$2,453
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Ronan, MT rose 2.1% over the past year — faster than the nation's +1.2%.
Living in Ronan, Lake County, Montana
Ronan is a city of 1,955 people in Lake County. Half its households earn more than $42,298 a year and half less, against $63,360 across Lake County; 22% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Lake County was 3.3% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ronan is a small city in Lake County, Montana, with a younger-leaning population than many small towns. Incomes here run well below the county's, and more people live below the poverty line than most would expect, though most homes are lived in by their owners. Winters are cold and summers are warm, with a modest amount of rain and melted snow across the year; December is the coldest month and July the warmest.
Work. Many residents work in schools, hospitals and social care, followed by shops, manufacturing and the building trades. Among the largest workplaces in Ronan are St. Luke Community Hospital, a critical access hospital, along with the elementary and high school districts. Most people have a short drive to work, and few work from home. Fewer adults hold a four-year degree than in many places, and the county has seen slightly fewer jobs over the past year.
Things to do. The nearest outdoor stops are the Ninepipe and Pablo National Wildlife Refuges, both protected areas a short drive away. Farther out, a longer drive brings you to Flathead Lake, one of the best known lakes in the region. The Mission Mountains Wilderness is another protected area a longer drive away.
Report a mistake
- 769households
- 20%of adults have a degree
- 22%below the poverty line
- 15 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Lake County had 9,694 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 33° and lows near 22°; warmest in July, with highs near 83° and lows near 53°. About 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Polson weather station, 11 miles away (NOAA).
Largest workplaces in Ronan
- St Luke Community HospitalCritical access hospital257FTE
- Ronan Elem SchoolsSchool district160FTE
- Ronan H S SchoolsSchool district58FTE
Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesVery high
- EarthquakesRelatively high
- WildfireRelatively moderate
- Ice stormsRelatively moderate
- AvalanchesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ronan’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lake County.
Ronan home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ronan$428,122
- Montana$467,275
- United States$366,157
Sellers are cutting prices on about 1 in 3 Ronan listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ronan31.41%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ronan48
New listings per month
Sellers arriving at the market.
- Ronan10
Zip codes with a Ronan address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ronan — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Ronan
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 59864 | Ronan | 7,301 | — | $439,085 |
| 59855 | Pablo | 419 | — | $275,172 |