Roscoe, New York.
Typical home $294,531 (+3.3% in a year).
to buy the typical home at today's mortgage rate — +$925 (+149%) since Jan 2020.
- 1 year
- Up $9,535 +3%
- $284,996$294,531 since Sep 2025
- 5 years
- Up $50,619 +21%
- $243,912$294,531 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Roscoe$1,546
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Roscoe, NY rose 3.3% over the past year — faster than the nation's +1.2%.
Living in Roscoe, Delaware County, New York
Roscoe, in Delaware County, had 497 people in the 2020 census. Unemployment in Delaware County was 4.5% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Delaware County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Roscoe is a very small community in Delaware County, in the Catskills region of New York. The town's own homes are typically valued at more than the county's median household income might suggest, and incomes across the county sit below the national picture. Winters are cold, with January the coldest month and highs staying just below freezing, while July brings warm days, and the year's rain and melted snow add up to a good deal of water.
Work. Residents of Roscoe work mostly in schools, hospitals and social care, followed by shops, manufacturing, and professional and business services. Across Delaware County, some of the largest workplaces are Amphenol Aerospace, SUNY College of Technology at Delhi and SpecGx. Unemployment across the county is a little higher than a year ago, and the county has slightly fewer jobs than the year before.
Things to do. Water is the main draw here. Willowemoc Creek, a river in or beside town, is the closest, and Huggins Lake is a short drive away. Pepacton Reservoir is also a short drive away, and its large open water makes a change from the smaller streams nearby.
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What people in Delaware County work in
Employed residents by industry, from the Census survey. Delaware County had 14,185 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 13°; warmest in July, with highs near 80° and lows near 57°. About 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Callicoon Ctr weather station, 8 miles away (NOAA).
Largest workplaces in Delaware County
- Amphenol AerospaceConnectors, electronic, manufacturing1,003
- SUNY College of Technology at DelhiUniversity or college494
- SpecGxPatent medicine preparations manufacturing485
- Saputo Cheese USAMilk processing manufacturing241
- Sportsfield SpecialtiesSporting goods manufacturing208
- Sidney Central School DistrictSchool district185FTE
- Personal HealthcareSkilled nursing facilities180
- Walton Central School DistrictSchool district172FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 30 workplaces with 20 or more staff, 3,614 people in all across the county; Roscoe has one of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Cold wavesRelatively moderate
- LightningRelatively moderate
- Strong windRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Roscoe’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Delaware County.
Roscoe home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Roscoe$294,531
- New York$524,942
- United States$366,157
Sellers are cutting prices on about 1 in 4 Roscoe listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Roscoe22.96%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Roscoe29
New listings per month
Sellers arriving at the market.
- Roscoe5
Zip codes with a Roscoe address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Roscoe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Roscoe
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 12776 | Roscoe | 2,073 | — | $291,005 |
| 12724 | Callicoon Center | 60 | — | $347,526 |