Roscommon, Michigan.
Typical home $208,285 (+1.1% in a year).
to buy the typical home at today's mortgage rate — +$678 (+163%) since Jan 2020.
- 1 year
- Up $2,349 +1%
- $205,935$208,285 since Sep 2025
- 5 years
- Up $53,888 +35%
- $154,397$208,285 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Roscommon$1,093
- Michigan$1,384
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Roscommon, MI rose 1.1% over the past year — in step with the nation.
Living in Roscommon, Roscommon County, Michigan
Roscommon is a village of 981 people in Roscommon County. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Roscommon County was 6.4% in August 2026, and the county had 5.1% fewer jobs in 2025 than the year before. The most residents work in shops, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Roscommon is a small village in northern Michigan, home to fewer people than most towns in the state. Most homes are lived in by their owners, and typical home values sit at a modest level for the region. Winters are cold and snowy, with January the coldest month, while summers are warm in July and the year brings a fair amount of rain and melted snow.
Work. Residents mostly work in shops, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in the building trades. Across Roscommon County, some of the largest workplaces are Walmart, Lear Corporation's Roscommon plant and Houghton Lake Community Schools. Unemployment in the county has eased a little over the past year, though there are fewer jobs than there were the year before. Few adults hold a four-year degree, and most people travel a short way to work.
Things to do. Higgins Lake, a lake a short drive away, is the best known place nearby, and South Higgins Lake State Park and North Higgins Lake State Park, both protected areas, are also a short drive away. A little farther, the Au Sable River draws people to the water, and Roscommon Zoo is a short drive from the village.
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- 536households
- 13%of adults have a degree
- 12%below the poverty line
- 20 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Roscommon County had 6,103 jobs in 2025, 5.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 27° and lows near 11°; warmest in July, with highs near 80° and lows near 55°. About 66 inches of snow and 30 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Houghton Lake Roscommon Airport weather station, 10 miles away (NOAA).
Largest workplaces in Roscommon County
- Taco Bell KFCFast food365
- WalmartWarehouse clubs and supercenters310
- Taco Bell KFCFast food293
- Lear Corporation - RoscommonAutomotive supplier211
- Houghton Lake Community SchoolsSchool district198FTE
- Charlton Heston AcademySchool district152FTE
- C.o.o.r. ISDSchool district133FTE
- Roscommon Area Public SchoolsSchool district123FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,532 people in all across the county; Roscommon has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- LightningRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- WildfireRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Roscommon’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Roscommon County.
Roscommon home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Roscommon$208,285
- Michigan$263,760
- United States$366,157
Sellers are cutting prices on about 1 in 3 Roscommon listings, and the typical home goes pending in 27 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Roscommon33.41%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Roscommon27
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Roscommon123
New listings per month
Sellers arriving at the market.
- Roscommon31
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Roscommon$206,338
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Roscommon96.10%
Zip codes with a Roscommon address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Roscommon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Roscommon
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 48653 | Roscommon | 9,721 | — | $202,978 |
| 48627 | Higgins Lake | 65 | — | $286,682 |