States · Michigan · Ogemaw County

Rose City, Michigan.

Typical home $175,056 (+8.2% in a year).

What it costs per month · Rose City $919/mo

to buy the typical home at today's mortgage rate — +$558 (+155%) since Jan 2020.

What the home itself did
1 year
Up $13,285 +8%
$161,770$175,056 since Sep 2025
5 years
Up $47,945 +38%
$127,111$175,056 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Rose City $919 Michigan $1,384 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Rose City$919
  • Michigan$1,384
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Rose City, MI rose 8.2% over the past year — faster than the nation's +1.2%.

Living in Rose City, Ogemaw County, Michigan

Rose City is a city of 577 people in Ogemaw County. Unemployment in Ogemaw County was 6.7% in August 2026, and the county had 1.3% more jobs in 2025 than the year before. The most people in Ogemaw County work in schools and health care, then shops.

People 577 in the 2020 census
Household income Too few homes in Rose City for the Census survey to measure.
Unemployment 6.7% Ogemaw County, August 2026; 7.3% a year before
Homes Too few homes in Rose City for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Rose City is a very small city in Ogemaw County, in northern Michigan, where people tend to know one another. Homes here are modestly priced, and incomes in the county run below the Michigan norm. Winters are cold, with January days staying below freezing, and summers are pleasantly warm, with a steady mix of rain and melted snow through the year.

Work. Many residents work in schools, hospitals and social care, followed by shops, restaurants and hotels, and manufacturing. Across Ogemaw County, some of the largest workplaces are Mymichigan Medical CTR West Bran, Walmart and West Branch-Rose City Area Schools. Unemployment in the county is a little lower than a year ago, and the number of jobs has edged up. Few people work from home, and a four-year degree is less common here than in most places.

Things to do. Rifle River State Recreation Area, a protected area, is a short drive away, as is the Ogemaw Hills Pathway, another protected area. For a longer drive, Huron National Forest offers wide stretches of protected woodland, and Higgins Lake is a well-known lake. Between them, the nearby forests and waters make the area a natural fit for people who like to be outdoors.

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  • 211households
  • 10%of adults have a degree
  • 3%work from home

What people in Ogemaw County work in

  • Schools, hospitals and social care26%
  • Shops (retail)16%
  • Restaurants, hotels and entertainment10%
  • Manufacturing10%
  • Building trades9%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Ogemaw County had 6,086 jobs in 2025, 1.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 27° and 10°; warmest in July, 81° and 54° 0° 20° 40° 60° 80° J 27° 10° F M A M J J 81° 54° A S O N D
Average daily high and low for each month: coldest in January, 27° and 10°; warmest in July, 81° and 54° 0° 20° 40° 60° 80° J 27° 10° F M A M J J 81° 54° A S O N D

Coldest in January, with highs near 27° and lows near 10°; warmest in July, with highs near 81° and lows near 54°. About 33 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Lupton 1S weather station, 4 miles away (NOAA).

Largest workplaces in Ogemaw County

  1. Mymichigan Medical CTR West BranGeneral hospital330FTE
  2. WalmartWarehouse clubs and supercenters315
  3. West Branch-Rose City Area SchoolsSchool district264FTE
  4. MeijerRetail199
  5. Griffin Beverage CO West BranchAlcoholic beverages, wine and distilled spirits merchant wholesalers121
  6. Hyperion Materials & TechnologiesCarbides manufacturing112
  7. Consumers EnergyDistribution of electric power97
  8. Wausau Supply Company: Taylor Entrance SystemsDoor and jamb assemblies, metal, manufacturing93

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 1,613 people in all across the county; Rose City has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailRelatively high
  2. Winter weatherRelatively high
  3. Strong windRelatively high
  4. LightningRelatively high
  5. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rose City’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ogemaw County.

Rose City home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Rose City $175,056 Michigan $263,760 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Rose City$175,056
  • Michigan$263,760
  • United States$366,157
Property tax, 2026 roll $1,388/yr median bill inside Rose City, effective 0.91% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

12 14 16 2026 Rose City 17
12 14 16 2026
  • Rose City17

New listings per month

Sellers arriving at the market.

7 8 9 2026 Rose City 7
7 8 9 2026
  • Rose City7

Zip codes with a Rose City address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rose City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Rose City