Roselle, New Jersey.
Typical home $516,443 (+1.7% in a year), asking rent $2,495 (+1.4%). New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,683 (+164%) since Jan 2020.
- 1 year
- Up $8,487 +2%
- $507,956$516,443 since Sep 2025
- 5 years
- Up $147,163 +40%
- $369,280$516,443 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Roselle$2,711
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 10 years.
Typical home values in Roselle, NJ rose 1.7% over the past year — faster than the nation's +1.2%.
Asking rents in Roselle, NJ rose 1.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Roselle runs $1,582/mo more than renting one. The gap peaked at $1,622 in Feb 2025.
That is $4,077 a month against $2,495 rent: a $2,711 mortgage payment, plus $813 property tax and $553 insurance & upkeep.
Owning vs renting — Roselle
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,077
- Renting$2,495
- Mortgage only$2,711
Property tax · $813/mo 1.89% of value a year — the ACS 2020-2024 median bill over the median home value for Union County, NJ
Insurance & upkeep · $553/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Roselle, Union County, New Jersey
Roselle is a borough of 22,695 people in Union County. Half its households earn more than $92,762 a year and half less, against $103,202 across Union County; 10% of its people live below the poverty line. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Union County was 5.0% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Roselle is a borough in Union County, New Jersey, with a median age somewhat below what you find in many older suburbs. Household incomes run below the county's, and the typical home costs a good deal to buy or rent. More homes are lived in by their owners than by renters, though not by a wide margin, and fewer adults hold a four-year degree than you might expect this close to New York. Winters are cold, with January the coldest month and a fair amount of snow, and summers are warm, with July the warmest and plenty of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, transport and warehouses, and professional and business services. Within Roselle itself, the largest workplaces include the Roselle Public School District, a mail and parcel delivery operation, and a print shop, AJ Images. The typical commute is fairly long, and relatively few people work from home. Unemployment across Union County has eased over the past year, and the county has added a small number of jobs.
Things to do. The closest named attraction is Sports Illustrated Stadium, a stadium a short drive away. Farther afield, a longer drive takes you to the Statue of Liberty, a well-known tourist attraction, and to the Metropolitan Museum of Art, one of the best known museums in the country. Central Park, a garden in the city, is also a longer drive away.
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- 8,407households
- 27%of adults have a degree
- 10%below the poverty line
- 33 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Union County had 231,428 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 25°; warmest in July, with highs near 86° and lows near 68°. About 26 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cranford weather station, 4 miles away (NOAA).
Largest workplaces in Roselle
- Roselle Public School DistrictSchool district526FTE
- RoselleMail and parcel delivery26
- AJ ImagesPrint shops, flexographic24
- OEM SourceConsumer electronics merchant wholesalers20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 70 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- Strong windrelatively high in parts of RoselleRelatively moderate
- Heat wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Roselle’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Union County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Roselle home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Roselle$516,443
- New Jersey$575,123
- United States$366,157
Sellers are cutting prices on about 1 in 6 Roselle listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Roselle17.01%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Roselle65
New listings per month
Sellers arriving at the market.
- Roselle17
Zip codes with a Roselle address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Roselle — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.