Rosemount, Minnesota.
Typical home $430,575 (+0.3% in a year), asking rent $2,035 (+1.5%). Minneapolis-St. Paul-Bloomington, MN-WI metro.
to buy the typical home at today's mortgage rate — +$1,039 (+85%) since Jan 2020.
- 1 year
- Up $1,427 +0%
- $429,148$430,575 since Sep 2025
- 5 years
- Up $35,115 +9%
- $395,460$430,575 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rosemount$2,260
- Minnesota$1,831
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 41 years.
Typical home values in Rosemount, MN rose 0.3% over the past year — slower than the nation's +1.2%.
Asking rents in Rosemount, MN rose 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Rosemount runs $1,039/mo more than renting one. The gap peaked at $1,265 in Oct 2023.
That is $3,074 a month against $2,035 rent: a $2,260 mortgage payment, plus $353 property tax and $461 insurance & upkeep.
Owning vs renting — Rosemount
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,074
- Renting$2,035
- Mortgage only$2,260
Property tax · $353/mo 0.98% of value a year — the ACS 2020-2024 median bill over the median home value for Dakota County, MN
Insurance & upkeep · $461/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Rosemount, Dakota County, Minnesota
Rosemount is a city of 25,650 people in Dakota County. Half its households earn more than $129,625 a year and half less, against $106,318 across Dakota County; 3% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Rosemount was 4.6% in August 2026, and Dakota County had 0.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rosemount is a city in Dakota County, Minnesota. Households here earn more than across the county as a whole, and very few residents live below the poverty line. Nearly all homes are lived in by their owners, and rents run high for those who do rent. Winters are cold, with January the coldest month and temperatures well below freezing, while July is pleasantly warm. Rain and melted snow add up to a fair amount through the year. Residents are of middle age on average, and a majority of adults hold a four-year degree.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, or in manufacturing. Among the largest workplaces in Rosemount are the Rosemount-Apple Valley-Eagan school district, Protolabs, and Dakota County Technical College. Unemployment is higher than it was a year earlier, and across Dakota County the number of jobs slipped slightly last year. A typical commute is a fairly long one, and a good many people work from home.
Things to do. The Minnesota Zoo is a short drive away and is the nearest of the well-known places on the list. A longer drive brings you to the Minneapolis Institute of Art and the Walker Art Center, both museums, and to the Saint Croix River. Fort Snelling and Saint Anthony Falls are also a longer drive away.
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- 9,924households
- 52%of adults have a degree
- 3%below the poverty line
- 28 mintypical commute
- 25%work from home
What residents work in
Employed residents by industry, from the Census survey. Dakota County had 189,166 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 22° and lows near 3°; warmest in July, with highs near 81° and lows near 61°. About 34 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rosemount Rsch & Outreach Ctr weather station, 2 miles away (NOAA).
Largest workplaces in Rosemount
- Independent School DistrictElementary and secondary schools4,578
- Rosemount-apple Valley-eagan SchoolsSchool district3,838FTE
- WayneTanker trucking, long-distance760
- Intermediate School District 917School district436FTE
- District Office EastElementary and secondary schools292
- Protolabs - RosemountHardware, plastics, manufacturing257
- Dakota County Technical CollegeTwo-year college256
- City of RosemountCity and town councils246
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 8,676 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- HailRelatively moderate
- Tornadoesrelatively high in parts of RosemountRelatively moderate
- Winter weatherRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rosemount’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Dakota County and the Minneapolis-St. Paul-Bloomington, MN-WI metro.
Rosemount home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rosemount$430,575
- Minnesota$348,778
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Rosemount listings, and the typical home goes pending in 33 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Rosemount31.16%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Rosemount33
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rosemount144
New listings per month
Sellers arriving at the market.
- Rosemount46
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Rosemount$404,642
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Rosemount100.02%
Zip codes with a Rosemount address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rosemount — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.