Rotterdam Junction, New York.
Typical home $294,697 (+5.9% in a year). Albany-Schenectady-Troy, NY metro.
to buy the typical home at today's mortgage rate — +$811 (+110%) since Jan 2020.
- 1 year
- Up $16,446 +6%
- $278,251$294,697 since Sep 2025
- 5 years
- Up $61,877 +27%
- $232,821$294,697 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rotterdam Junction$1,547
- New York$2,755
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Rotterdam Junction, NY rose 5.9% over the past year — faster than the nation's +1.2%.
Living in Rotterdam Junction, Schenectady County, New York
The Census does not count Rotterdam Junction on its own, so the figures here are Schenectady County's. Half the county's households earn more than $79,623 a year and half less; 13% of the county's people live below the poverty line. 64% of the county's homes are lived in by their owners and 36% are rented. Unemployment in Schenectady County was 4.2% in August 2026, and the county had 2.9% more jobs in 2025 than the year before. The most people in Schenectady County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rotterdam Junction is a community in Schenectady County, New York, where most homes are lived in by their owners. On the whole, its residents are middle-aged. Winters are cold, summers are warm, and rain and melted snow fall steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in shops, and in government. Unemployment across the county has held steady over the past year, and the number of jobs has edged up. Many people drive a short way to work, and a fair number work from home.
Things to do. Proctor's Theatre, a theatre a short drive away, is one of the closest places to spend an evening. The National Museum of Racing and Hall of Fame, a museum a longer drive away, and Cohoes Falls, a waterfall in the same range, are both well known. For a quieter outing, Washout Creek, a river in or beside town, is close at hand.
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- 66,902households
- 39.6median age
- 36%of adults have a degree
- 13%below the poverty line
- 23 mintypical commute
- 14%work from home
What people in Schenectady County work in
Employed residents by industry, from the Census survey. Schenectady County had 60,183 jobs in 2025, 2.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 12°; warmest in July, with highs near 82° and lows near 59°. About 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Delanson 2NE weather station, 10 miles away (NOAA).
Largest workplaces in Schenectady County
- Ellis HospitalGeneral hospital2,026FTE
- Schenectady City School DistrictSchool district1,685FTE
- GE Global Research1,201
- Union CollegeUniversity or college801
- Niskayuna Central School DistrictSchool district744FTE
- Charter CommunicationsWired telecommunication carriers540
- GolubGeneral warehousing and storage500
- Rotterdam-mohonasen Central School DistrictSchool district476FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 145 workplaces with 20 or more staff, 19,197 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively moderate
- Ice stormsRelatively moderate
- LightningRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Schenectady County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Schenectady County and the Albany-Schenectady-Troy, NY metro.
Rotterdam Junction home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rotterdam Junction$294,697
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Rotterdam Junction address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rotterdam Junction — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.