Roy, Utah.
Typical home $429,150 (+0.9% in a year), asking rent $1,677 (-1.5%). Ogden-Clearfield, UT metro.
to buy the typical home at today's mortgage rate — +$1,278 (+131%) since Jan 2020.
- 1 year
- Up $4,008 +1%
- $425,142$429,150 since Sep 2025
- 5 years
- Up $53,924 +14%
- $375,226$429,150 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Roy$2,253
- Utah$2,797
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Roy, UT rose 0.9% over the past year — slower than the nation's +1.2%.
Asking rents in Roy, UT fell 1.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Roy runs $1,249/mo more than renting one. The gap peaked at $1,337 in Jan 2025.
That is $2,926 a month against $1,677 rent: a $2,253 mortgage payment, plus $214 property tax and $459 insurance & upkeep.
Owning vs renting — Roy
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,926
- Renting$1,677
- Mortgage only$2,253
Property tax · $214/mo 0.60% of value a year — the ACS 2020-2024 median bill over the median home value for Weber County, UT
Insurance & upkeep · $459/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Roy, Weber County, Utah
Roy is a city of 39,306 people in Weber County. Half its households earn more than $91,282 a year and half less, against $90,005 across Weber County; 5% of its people live below the poverty line. 84% of its homes are lived in by their owners and 16% are rented. Unemployment in Roy was 3.6% in August 2026, and Weber County had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Roy is a city in Weber County where most homes are lived in by their owners, and the share is higher than in many American towns. Household incomes sit a little above the county's, and relatively few residents live below the poverty line. Winters are cold and snowy, summers are hot, and the year brings a modest amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, professional and business services, and shops close behind. Some of the largest workplaces in Roy are Heritage Park Healthcare and Rehabilitation, Winco Foods and Bonneville Meats. Commutes are of a middling length, and a fair number of people work from home.
Things to do. The Hill Aerospace Museum is in or beside town, and the Utah Cowboy and Western Heritage Museum and Fort Buenaventura, a protected area, are a short drive away. For a longer outing, Snowbasin ski area and the shores of the Great Salt Lake are a longer drive away.
Report a mistake
- 13,103households
- 23%of adults have a degree
- 5%below the poverty line
- 25 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Weber County had 123,268 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 36° and lows near 21°; warmest in July, with highs near 91° and lows near 65°. About 16 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Ogden Hinkley Airport weather station, 3 miles away (NOAA).
Largest workplaces in Roy
- Heritage Park Healthcare and RehabilitationSkilled nursing facilities205
- Winco FoodsStore118
- Kent-RoyGrocery stores104
- Bonneville MeatsCutting of purchased carcasses merchant wholesalers71
- Biomat USABlood and organ banks47
- Royal Plumbing, Heating and Air ConditioningPlumbing and hvac trades41
- ROYMail and parcel delivery35
- Busy Bee's PlayhouseSkilled nursing facilities31
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 674 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Winter weatherRelatively high
- Earthquakesrelatively high in parts of RoyRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Roy’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Weber County and the Ogden-Clearfield, UT metro.
Roy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Roy$429,150
- Utah$532,920
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Roy listings, and the typical home goes pending in 21 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Roy37.16%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Roy21
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Roy133
New listings per month
Sellers arriving at the market.
- Roy39
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Roy$445,534
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Roy99.82%
Zip codes with a Roy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Roy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.