Rugby, North Dakota.
Typical home $204,040 (+5.3% in a year). Minot, ND metro.
to buy the typical home at today's mortgage rate — +$378 (+54%) since Jan 2020.
- 1 year
- Up $10,350 +5%
- $193,690$204,040 since Sep 2025
- 5 years
- Up $11,423 +6%
- $192,617$204,040 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rugby$1,071
- North Dakota$1,526
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 60 years.
Typical home values in Rugby, ND rose 5.3% over the past year — faster than the nation's +1.2%.
Living in Rugby, Pierce County, North Dakota
Rugby is a city of 2,509 people in Pierce County. Half its households earn more than $50,365 a year and half less, against $59,365 across Pierce County; 13% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Pierce County was 2.3% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rugby is a small city in Pierce County where most homes are lived in by their owners, and the typical home value is modest. Incomes are below the county's, and the population is somewhat older than the typical American town. Winters are long and cold, with deep freezes in January and a good deal of snow, while summers are warm.
Work. Many residents work in schools, hospitals and social care, with the building trades, shops, and transport, warehouses and utilities also employing a good number. Among the largest workplaces in Rugby are Heart of America Medical Center, Rugby Manufacturing and the Rugby 5 Schools district. Commutes are short, and unemployment in Pierce County is low and has edged down over the past year.
Things to do. Pleasant Lake National Wildlife Refuge, a protected area, is a short drive away. Buffalo Lake National Wildlife Refuge, another protected area, is a longer drive, as is Lake Ibsen, a lake. Lake Souris is also a longer drive and suits a day on the water.
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- 1,237households
- 30%of adults have a degree
- 13%below the poverty line
- 11 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Pierce County had 1,620 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 16° and lows near -4°; warmest in July, with highs near 80° and lows near 55°. About 43 inches of snow and 21 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rugby weather station, under a mile away (NOAA).
Largest workplaces in Rugby
- Heart of America Medical CenterCritical access hospital173FTE
- Rugby ManufacturingTruck bodies assembling on purchased chassis110
- Rugby 5 SchoolsSchool district89FTE
- Good Samaritan Hospital AssociationAssisted-living facilities with on-site nursing facilities33
- Otter Tail Power CompanyElectric power generation, fossil fuel24
- Leevers Foods RugbyFood stores23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 190 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesVery high
- Ice stormsRelatively high
- Strong windRelatively high
- WildfireRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rugby’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out.
Rugby home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rugby$204,040
- North Dakota$290,657
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rugby12
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Rugby address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rugby — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.