Rumson, New Jersey.
Typical home $2,394,222 (+14.3% in a year), asking rent $5,525 . New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$8,060 (+179%) since Jan 2020.
- 1 year
- Up $298,926 +14%
- $2,095,296$2,394,222 since Sep 2025
- 5 years
- Up $827,937 +53%
- $1,566,285$2,394,222 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rumson$12,567
- New Jersey$3,019
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 8 years.
Typical home values in Rumson, NJ rose 14.3% over the past year — faster than the nation's +1.2%.
Living in Rumson, Monmouth County, New Jersey
Rumson is a borough of 7,343 people in Monmouth County. 93% of its homes are lived in by their owners and 7% are rented. Unemployment in Monmouth County was 4.2% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most residents work in finance and property, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rumson is a small borough in Monmouth County where nearly everyone owns the home they live in, far more than across the county as a whole. Homes here are valued well above what is typical in most of the country, and household incomes and levels of education run high, with very few residents living below the poverty line. The population is a little older than the national average, and winters are cold while summers turn warm, with a good deal of rain and melted snow through the year.
Work. Residents work mostly in banking, insurance and property, in schools, hospitals and social care, and in professional and business services, with some in manufacturing. The largest workplaces in town are the Rumson-Fair Haven Regional High School District and the Rumson Borough School District. Commutes tend to be long, and a good number of people work from home instead.
Things to do. The best known places on offer are a longer drive away. The Statue of Liberty is a famous tourist attraction, and Central Park is a large garden in the middle of Manhattan. For museums, the Metropolitan Museum of Art is a major one, and Coney Island is a beach for a day by the sea.
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- 2,451households
- 82%of adults have a degree
- 3%below the poverty line
- 45 mintypical commute
- 34%work from home
What residents work in
Employed residents by industry, from the Census survey. Monmouth County had 279,012 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 25°; warmest in July, with highs near 84° and lows near 67°. About 53 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Long Branch-oakhurst weather station, 4 miles away (NOAA).
Largest workplaces in Rumson
- Rumson-Fair Haven Regional High School DistrictSchool district215FTE
- Rumson Borough School DistrictSchool district174FTE
- RumsonMail and parcel delivery29
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 29 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rumson’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monmouth County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Rumson home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rumson$2,394,222
- New Jersey$575,123
- United States$366,157
Sellers are cutting prices on about 1 in 8 Rumson listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Rumson11.87%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rumson26
New listings per month
Sellers arriving at the market.
- Rumson11
Zip codes with a Rumson address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rumson — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.