Rutledge, Georgia.
Typical home $448,127 (+4.0% in a year). Atlanta-Sandy Springs-Alpharetta, GA metro.
to buy the typical home at today's mortgage rate — +$1,370 (+140%) since Jan 2020.
- 1 year
- Up $17,175 +4%
- $430,952$448,127 since Sep 2025
- 5 years
- Up $108,509 +32%
- $339,618$448,127 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rutledge$2,352
- Georgia$1,727
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Rutledge, GA rose 4.0% over the past year — faster than the nation's +1.2%.
Living in Rutledge, Morgan County, Georgia
Rutledge is a city of 871 people in Morgan County. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Morgan County was 2.9% in August 2026, and the county had 3.1% more jobs in 2025 than the year before. The most people in Morgan County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rutledge is a very small city in Morgan County, Georgia, where nearly everyone lives in a home they own. Homes here are valued well above what is typical across much of the country, and fewer adults hold a four-year degree than in many places. Winters are cool and short, with snow a rarity, summers are hot, and the year brings plenty of rain.
Work. Residents work mostly in schools, hospitals and social care, with others in professional and business services, the building trades and shops. Across Morgan County, some of the largest workplaces are Madison Plywood, Morgan County Schools and Morgan Medical Center. The county's jobless rate is low and has edged down over the past year, and the number of jobs in the county has grown. Most people commute a fair distance to work, and only a small group works from home.
Things to do. Hard Labor Creek State Park is in or beside town, and the Hard Labor Creek Regional Reservoir is a short drive away. Madison Museum of Fine Art, also a short drive off, is a good place for an afternoon indoors. For a longer outing, the State Botanical Garden of Georgia is a longer drive away.
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- 14%of adults have a degree
- 13%below the poverty line
- 24 mintypical commute
- 8%work from home
What people in Morgan County work in
Employed residents by industry, from the Census survey. Morgan County had 9,071 jobs in 2025, 3.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 34°; warmest in July, with highs near 89° and lows near 70°. About 1 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Covington weather station, 14 miles away (NOAA).
Largest workplaces in Morgan County
- Madison Plywood543
- Morgan County SchoolsSchool district517FTE
- Mannington - Madison LVTFloor coverings, vinyl, manufacturing313
- WalmartWarehouse clubs and supercenters284
- Morgan Medical CenterCritical access hospital194FTE
- Ingles MarketsSupermarkets and other grocery stores167
- Lowe's Companies, INCHomecenter131
- Rema Tip Top - INGATank lining contractors113
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 15 workplaces with 20 or more staff, 1,965 people in all across the county; Rutledge has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- HailRelatively moderate
- Ice stormsRelatively moderate
- Inland floodingRelatively moderate
- TornadoesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rutledge’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Morgan County and the Atlanta-Sandy Springs-Alpharetta, GA metro.
Rutledge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rutledge$448,127
- Georgia$329,115
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rutledge13
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Rutledge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rutledge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.