Rutledge, Minnesota.
Typical home $177,683 (+2.8% in a year).
to buy the typical home at today's mortgage rate — +$467 (+100%) since Jan 2020.
- 1 year
- Up $4,852 +3%
- $172,831$177,683 since Sep 2025
- 5 years
- Up $6,066 +4%
- $171,617$177,683 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Rutledge$933
- Minnesota$1,831
- United States$1,922
Typical home values in Rutledge, MN rose 2.8% over the past year — faster than the nation's +1.2%.
Living in Rutledge, Pine County, Minnesota
Rutledge is a city of 212 people in Pine County. Half its households earn more than $65,000 a year and half less, against $71,146 across Pine County; 14% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Pine County was 6.6% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most people in Pine County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rutledge is a very small Minnesota city in Pine County, home to far fewer people than most towns. Nearly all homes are lived in by their owners, and typical home values are modest. Household incomes run below the county's, and more people live below the poverty line than is typical, with relatively few adults holding a four-year degree. Winters are cold, with January the coldest month, and summers are warm; the year brings a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, with others in shops, the building trades and manufacturing. Across Pine County, some of the largest workplaces are Walmart, the Pine City Public School District and the Bureau of Prisons federal prison. Unemployment across the county is higher than a year ago, though the county has added some jobs. The typical commute is fairly long, and only a small number of people work from home.
Things to do. The Pine River runs in or beside town, and the Willow River is a short drive away. Banning State Park, a protected area, is also a short drive away, as is D.A.R. State Forest. With rivers, forests and parkland close by, time outdoors is the natural pastime here.
Report a mistake
- 108households
- 10%of adults have a degree
- 14%below the poverty line
- 28 mintypical commute
- 8%work from home
What people in Pine County work in
Employed residents by industry, from the Census survey. Pine County had 7,906 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 20° and lows near 2°; warmest in July, with highs near 79° and lows near 56°. About 33 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sandstone West weather station, 11 miles away (NOAA).
Largest workplaces in Pine County
- WalmartWarehouse clubs and supercenters327
- Pine City Public School DistrictSchool district175FTE
- Hinckley-finlayson School DistrictSchool district159FTE
- Bureau of Prisons/federal Prison SystemFederal government · Department of Justice128
- Pine Technical & Community CollegeTwo-year college123
- PhaseSocial service centers, multipurpose113
- Essentia Health SandstoneHospitals, general medical and surgical111
- East Central School DistrictSchool district101FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 1,886 people in all across the county; Rutledge has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- LightningRelatively high
- Inland floodingRelatively high
- HailRelatively moderate
- Strong windRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rutledge’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pine County.
Rutledge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Rutledge$177,683
- Minnesota$348,778
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Rutledge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rutledge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.