Rye, New York.
, asking rent $6,117 . New York-Newark-Jersey City, NY-NJ-PA metro.
to buy the typical home at today's mortgage rate — +$1,478 (+116%) since Jan 2020.
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- New York$2,755
- United States$1,922
Living in Rye, Westchester County, New York
Rye is a city of 16,592 people in Westchester County. Half its households earn more than $239,815 a year and half less, against $118,976 across Westchester County; 3% of its people live below the poverty line. 70% of its homes are lived in by their owners and 30% are rented. Unemployment in Westchester County was 4.0% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in finance and property, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Rye is a small city in Westchester County where residents are somewhat older than in many places, and most homes are lived in by their owners. Household incomes run well above the county's, and very few people live below the poverty line. Nearly all adults hold a four-year degree, and rents are high for those who do rent. Winters are cold, with the coldest days in January, while July brings warm summer days, and the year's rain and melted snow add up to a fairly wet climate.
Work. Residents work mostly in banks, insurance and property, in professional and business services, in schools, hospitals and social care, and in restaurants, hotels and entertainment. Among the largest workplaces in Rye are the New York Blood Center, the Rye City School District and USAlliance Federal Credit Union. The typical commute is a long one, and a good number of people work from home. Unemployment across Westchester County is a little higher than a year ago, and the county has added a few more jobs.
Things to do. The best-known places nearby are in New York City, each a longer drive away. The Statue of Liberty is a landmark and tourist attraction, and the Metropolitan Museum of Art is one of the city's great museums. Central Park offers a large stretch of garden and green space for a day out.
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- 5,717households
- 80%of adults have a degree
- 3%below the poverty line
- 40 mintypical commute
- 26%work from home
What residents work in
Employed residents by industry, from the Census survey. Westchester County had 433,070 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 22°; warmest in July, with highs near 83° and lows near 65°. About 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Westchester County Airport weather station, 8 miles away (NOAA).
Largest workplaces in Rye
- New York Blood CenterBlood banks1,169
- RYE City School DistrictSchool district511FTE
- USAlliance Federal Credit UnionFederal credit unions278
- Consolidated Edison Company ofPublic utility152
- USAlliance Federal Credit UnionCredit union73
- AramarkFood service contractors37
- RYEMail and parcel delivery36
- Old Post Road CondominiumCondominium owners' associations23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 1,768 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- Strong windRelatively moderate
- Winter weatherRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Rye’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Westchester County and the New York-Newark-Jersey City, NY-NJ-PA metro.
Rye home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
Not enough data to draw this yet.
Sellers are cutting prices on about 1 in 10 Rye listings — the market is heating up.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Rye10.11%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Rye36
New listings per month
Sellers arriving at the market.
- Rye12
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Rye address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Rye — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.