States · Montana · Golden Valley County

Ryegate, Montana.

Typical home $218,370 (+11.2% in a year).

What it costs per month · Ryegate $1,146/mo

to buy the typical home at today's mortgage rate — +$688 (+150%) since Jan 2020.

What the home itself did
1 year
Up $21,947 +11%
$196,423$218,370 since Sep 2025
5 years
Up $51,014 +30%
$167,357$218,370 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Ryegate $1,146 Montana $2,453 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Ryegate$1,146
  • Montana$2,453
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Ryegate, MT rose 11.2% over the past year — faster than the nation's +1.2%.

Living in Ryegate, Golden Valley County, Montana

Ryegate is a town of 223 people in Golden Valley County. Unemployment in Golden Valley County was 2.8% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most people in Golden Valley County work in farming, then schools and health care.

People 223 in the 2020 census
Household income Too few homes in Ryegate for the Census survey to measure.
Unemployment 2.8% Golden Valley County, August 2026; 2.6% a year before
Homes Too few homes in Ryegate for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ryegate is a very small Montana town, with a population well below that of most places that carry a town's name, in Golden Valley County. Homes here are modest in price, and household incomes across the county sit below the national middle. Few adults hold a four-year degree, and almost no one works from home, which fits a place where most jobs are done on the land or in person.

Work. Residents work mostly in farming, forestry and mining, in schools, hospitals and social care, in the building trades, and in restaurants, hotels and entertainment. Across Golden Valley County, the largest workplaces are Lavina K-12 Schools and Ryegate K-12 Schools. Unemployment in the county is low and little changed from a year ago, and the number of jobs has edged up slightly.

Things to do. Protected areas lie within reach, each a longer drive away: Hailstone National Wildlife Refuge and Grass Lake National Wildlife Refuge. Both are national wildlife refuges, suited to a day spent outdoors. Winters in Ryegate are cold, with January the coldest month, and summers are warm, so the milder seasons make the easier time for the drive.

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  • 136households
  • 12%of adults have a degree
  • 1%work from home

What people in Golden Valley County work in

  • Farming, forestry and mining43%
  • Schools, hospitals and social care16%
  • Building trades11%
  • Restaurants, hotels and entertainment9%
  • Transport, warehouses and utilities5%
  • Manufacturing3%

Employed residents by industry, from the Census survey. Golden Valley County had 228 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 38° and 15°; warmest in July, 86° and 53° 20° 40° 60° 80° J 38° 15° F M A M J J 86° 53° A S O N D
Average daily high and low for each month: coldest in January, 38° and 15°; warmest in July, 86° and 53° 20° 40° 60° 80° J 38° 15° F M A M J J 86° 53° A S O N D

Coldest in January, with highs near 38° and lows near 15°; warmest in July, with highs near 86° and lows near 53°.

Average daily high and low, 1991–2020, at the Ryegate weather station, under a mile away (NOAA).

Largest workplaces in Golden Valley County

  1. Lavina K-12 SchoolsSchool district23FTE
  2. Ryegate K-12 SchoolsSchool district22FTE

School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. Winter weatherRelatively high
  3. Cold wavesRelatively high
  4. WildfireRelatively moderate
  5. HailRelatively moderate
  6. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ryegate’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Golden Valley County.

Ryegate home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Ryegate $218,370 Montana $467,275 United States $366,157
$100,000 $200,000 $300,000 $400,000 2018 2022 2026
  • Ryegate$218,370
  • Montana$467,275
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 8 2025 2026 Ryegate 6
5 6 7 8 2025 2026
  • Ryegate6

Zip codes with a Ryegate address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ryegate — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ryegate